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Citi Prestige

Enjoy the highest level of service,
upgrade your travels, access
unforgettable experiences and be
rewarded every step of the way.

Your Relationship Bonus

Citi Prestige is a unique credit card that rewards your banking relationship. Earn an annual bonus on your Citi Rewards points at a rate that increases as your relationship grows with us.

Your Relationship Bonus Rate

Points balance
After 12 months

12 month

  • Citigold® benefits

    Relationship rewards for Citigold customers are even more rewarding. Get double Relationship bonus points on your annual spend based on how long you've been banking with Citibank.

  • Unlimited Citi Rewards points*

    Earn one Citi Rewards point for every RM1 you spend on eligible purchases locally. There's no limit to how many points you can accrue and they never expire, so you can save for a reward you really want.

  • Double Citi Rewards points*

    Earn 2x Citi Rewards point for every RM1 equivalent you spent in foreign currencies internationally. So, make the Citi Prestige card your travel companion.

  • Instant Rewards

    Pay for anything at any time by using your Citi Rewards points just like cash at retail and specialised stores, restaurants, service and entertainment outlets.

  • Redeem Anything Anywhere

    You can offset any of your purchases with Citi Rewards points. Simply pay with your Citi Prestige Card, then contact us via Citi Prestige Priority Line and inform our CitiPhone Executive the purchase that you wish to offset from your card statement using your points. It is that easy.

*Transactions such as Cash Advance, GST or applicable fee & charges are not eligible in earning of Citi Rewards points. Click here for full list of transactions which are not eligible.

Citi Prestige Concierge

From travel and entertainment to everyday tasks such as organizing a delivery, our Citi Prestige Concierge is here to support your lifestyle at home or abroad.

(603) 2383 1010

  • Citi Prestige Priority Line

    One call connects you to a Citiphone Executive. Available 24/7 and from almost anywhere in the world, they're ready to answer any request or question.

  • Assistance worldwide

    Travel the world with confidence knowing that as a Citi Prestige Cardmember, you'll receive the highest level of service everywhere you go. Whether you're lost in a foreign city, need to exchange money or access emergency cash, simply stop into any Citibank branch for help.

  • Citibank One Bill

    This smart billing service combines all your household bills and charges them automatically to your Citi Prestige Card account every month.

  • Worldwide cash advances

    With your customizable six-digit Personal Identification Number (PIN), you can use your Citi Prestige Card any time for instant cash advances from more than 500,000 MasterCard CIRRUS ATMs worldwide.

  • Overseas emergency services

    If you lose your card while overseas, get it replaced within 24 hours. We can also provide you with emergency cash, subject to your available line of credit and cash advance limit.

  • Payment options

    Pay your Citi Prestige Card bill by mail, over the phone or online. You can even arrange to have payments automatically deducted from your bank account each month.


    Nine easy ways to pay:

    1. Payment by Interbank GIRO
    2. Payment via MEPS Shared ATM Network nationwide.
    For more information, please visit www.citibank.com.my/meps
    3. Payment by mail
    4. 24-hour express payment machine (located at branches)
    5. 24-hour Citibank ATM (located at branches)
    6. Credit Card Cheque Payment Box (located at branches and selected Shell petrol kiosks)
    7. Auto debit facility
    8. 24-hour CitiPhone banking
    9. Citiphone online transfer

    Visit the Citibank Online website for more details.
  • Account online

    Register at Citibank Online website to track your spending in real time, see your account balance, confirm payments and view your statement. You can also sign up for email alerts, so you'll know when your monthly statements are ready without having to log in.

  • One-hour card replacement

    Take advantage of almost instant replacement of your lost, stolen or damaged card.

Exclusive City Guides

Explore the world in style with 33 city guides created exclusively for Citi Prestige by one of the world’s premier luxury travel publishers. Each guide tells you all you need to know and includes insider recommendations and itineraries for romance, style and gourmet breaks.

Exclusive City Guides
  • Global acceptance

    Use your Citi Prestige Card with confidence wherever you are in the world.

  • Personal and travel protection

    Citi Prestige personal and travel protection benefits provide extensive cover for yourself, your belongings and your money when you're abroad. For the full list of benefits, please refer to the premium protection chapter.

  • Chauffeured cars

    Arrive on time and in style with the World Elite chauffeured car program which gives you the best available price at the time of booking* as well as a saving of 15% on International Limousine, Sixt Limousine Service and Vitesse.


    Certain terms, conditions and limitations apply. Please visit the Mastercard Terms & Conditions page for additional details.
  • Car rental membership

    As a Citi Prestige cardmember, you’re eligible to enjoy World Elite® Car Rental Membership. You'll receive car rental benefits including discounts and loyalty programs of your choice including National, Avis and Sixt. You’ll avoid the hassle of waiting in lines, enjoy upgrades and earn free rentals faster.


    Certain terms, conditions and limitations apply. Please visit the MasterCard Terms & Conditions page for additional details.
  • Complimentary Ride Home from KLIA

    The Citi Prestige experience takes you from the airport to your doorstep. Swipe your card overseas 3 times and present your sales slips along with your Citi Prestige card and boarding pass at the Citi-Airport Limo Priority Booth for a complimentary ride home from Kuala Lumpur International Airport.


    Certain terms, conditions and limitations apply. Please visit the Airport Limo Ride Home Terms & Conditions page for additional details.
  • Luxury tours

    Choose from a collection of World Elite luxury tours and vacations and private and bespoke travel experiences throughout the world. You'll receive the best available price at booking*, as well as savings of minimum USD $250 or up to 5% per person on luxury and custom-designed tours and USD$100 on escorted tours and independent vacations.


    Certain terms, conditions and limitations apply. Please visit the MasterCard Terms & Conditions page for additional details.
  • Luxury cruises

    Step aboard some of the world's finest ships with 750 World Elite sea and river cruise sailings to choose from. You'll get the best available price at booking* as well as up to USD$500 in shipboard credits per stateroom on select sailings. Choose cruise providers in luxury, deluxe, premium and river categories, with unique discounts for each.


    Certain terms, conditions and limitations apply. Please visit the MasterCard Terms & Conditions page for additional details.
  • Airport assistance service

    As a Citi Prestige Cardmember you can enjoy access to MasterCard Airport Concierge™ services at more than 450 airports worldwide. Every time you request this service, a dedicated “Meet and Greet” airport agent will escort you through arrivals, departures or connections. Also, at select airports, you may be expedited through security and/or immigration checkpoints. You will receive a 15% discount on these services.


    To book, call a Citi Prestige Concierge at (603) 2383 1010. Certain terms, conditions and limitations apply. Please visit theMasterCard Terms & Conditions page for additional details.
  • Private jet

    Fly in style with unparalleled service on World Elite private jets. As a Citi Prestige Cardmember, you'll get the best available price at time of booking* and save each time you fly – that's USD$500 per booking with Sentient Jet.


    Certain terms, conditions and limitations apply. Please visit the MasterCard Terms & Conditions page for additional details.
  • Unlimited airport lounge access

    Citi Prestige gives you complimentary access to more than 800 airport lounges in cities around the world through Priority Pass™. No membership fees, no lounge pass fees – just present your Priority Pass membership card at the desk.


    Priority Pass membership & complimentary unlimited access is only for principal cardmembers. Fee for guest visit will be charged to the Citi Prestige principal cardmember account.Visit the Priority Pass site for more information.
  • International Complimentary Night Hotels and Resorts Program

    Get a complimentary night at any hotel of your choice with a minimum 4-consecutive-night stay. There’s no limit to the number of times you can use this benefit, so go ahead and stay a little bit longer. Reservations must be made through the Citi Prestige Concierge.


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View Terms and Conditions for Citi Prestige

View Terms and Conditions for Citi Prestige Travel Benefits provided by MasterCard® World Elite

View Terms and Conditions for Citi Prestige Global Concierge Services

*Best available price at the time of booking is based on a comparison with regular, published prices, excluding discount or negotiated rates not available to the general public, such as: membership, corporate, government, promotional, group, employee, packages, unpublished or rates only available on auction websites.

Years with Citibank Relationship Bonus Citigold customer relationship bonus
1-3 5% 10%
4-6 10% 20%
7-9 15% 30%
10 and above 20% 40%

For example, if you have been a Citibank Berhad customer for the past five years and are now a Citi Prestige cardmember, you will be entitled to a 10% Relationship Bonus on your total purchases in the 12 months made with your Citi Prestige card. If you spend RM100,000 in the 12 months, you will be entitled to Relationship Bonus points of 10,000. And if you are a Citigold customer, your Relationship Bonus points entitlement would be 20,000 points.