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One account, high returns.

Capitalize on your existing deposits and investments to enjoy additional liquidity with Citibank Portfolio Power. The Citibank Portfolio Power provides you with more options to pledge from with your Citibank Portfolio*, so that you won't lose out on your savings or investments, to get the cash you need when the opportunities arise.

 
Accessibility
  • Easy access to immediate cash by pledging any of the following as collateral:
    1. Your Citibank Time Deposits (local or foreign currency)
    2. Your unit trust investments, Market Linked Investments and Retail Bonds with and acceptable to Citibank Berhad.
    Minimum income documents required

Convenience
  • A credit facility that accepts multiple collateral types

Flexibility
  • Increase your liquidity to supplement your personal working capital

  • Meet unexpected cash needs without liquidating your existing portfolio

  • Consolidate higher interest bearing debts and save on interest

Affordability
  • Low interest rate for a limited time only
Overdraft** Time Loan
Citigold customer: Citigold customer:
First year:
BLR-1.5% p.a.
BLR-2% p.a.
Thereafter:
BLR-0% p.a.
Eligible Collaterals
1. Citibank Time Deposits (local or foreign currency)
2. Unit trust investments
3. Market Linked Investments
4. Retail Bonds
Enhanced Liquidity
1. Immediate access to cash
2. Personal working capital
3. Enhanced personal spending
4. Investment opportunities

Structure your Citibank Portfolio Power as either an Overdraft or a Time Loan, or both, to suit your financial needs:


Option1: Overdraft** Option2: Time Loan
  • Overdraft line starting at RM10,000
  • Flexible repayment
  • Cheque book
  • Low interest charges, and charged only when funds are used
  • High loan amount starting from RM50,000
  • Low interest charges
  • Flexible repayment tenure up to 12 months

  • Aged between 21 and 70 years old
  • Income document requirements


    Salaried Employee: Self Employed:
    • Income Tax Returns - latest BE or EA form with supported tax payments
    • Letter from employer or last 3 months' salary slips
    • EPF statement
    • Income Tax Returns - latest BE or EA form with supported tax payments
    • Business registration, Form 24 & 49 and audited financial statements
    • 6 months bank statements
    • Director's fees supported by letter from Company
    • Interest from any time deposits or fixed deposits, with supported certificates or bank statements
    • Rental income receipts with supported rental agreement, title or S&P to show ownership of property

To find out more about Citibank Portfolio Power, you can either:


  • SMS POWER5 to 36700, or

  • Call CitiPhone at:
    Kuala Lumpur - 03-2383 9999
    Penang - 04-227 8811
    Johor Bahru - 07-268 9999
    Kuantan - 09-509 9999

 
* Citibank Portfolio refers to Citibank Time Deposits (local currency or foreign currency), unit trust investments, Market Linked Investments and Retail Bonds with and acceptable to Citibank Berhad.
** For an overdraft credit line of more than RM500,000, there is a 1% commitment fee for the unutilised amount.
Terms and conditions:
  • Minimum credit line is RM10,000 for Overdraft and RM50,000 for Time Loan.
  • The featured rate is available for a limited time only, and is not valid with any other promotion.
For more information, please speak to your Relationship Manager.
Alternatively, let us call you back. Simply leave your details here.
 
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