DISCLAIMER

Disclaimer

Disclaimer

This document is provided for general information only and is not intended as a recommendation or an offer or solicitation for the purchase or sale of any security or currency. Although the statements of fact in this material/presentation are obtained from sources that Citibank Berhad consider reliable and while every effort has been made to ensure the accuracy of the information, Citibank Berhad does not represent it as accurate, true or complete, makes no warranty express or implied regarding it and no liability whatsoever will be accepted by the Citibank Berhad or the author whether in contract, tort or otherwise, for any error of fact or omission herein which may lead to any direct or consequential loss, damages, costs or expenses arising from any reliance upon or use of the information in the material. No part of this document may be reproduced in any manner without the written consent of Citibank Berhad. Information in this document has been prepared without taking account of the objectives, financial situation or needs of any particular investor. Any person considering an investment should seek independent advice on the suitability or otherwise of the particular investment. Investments are not deposits or other obligations of, guaranteed or insured by Citibank Berhad, Citibank N.A., Citigroup Inc., or any of their affiliates or subsidiaries (unless specifically stated), or by any local government or insurance agency, and are subject to investment risk, including the possible loss of the principle amount invested. Investors investing in funds denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Past performance is not indicative of future performance; prices can go up or down. Investment products (including unit trust) are not available to US persons and may not be available in all jurisdictions. Investor should be aware that it is his/her responsibility to seek legal and/or tax advice regarding the legal and tax consequences of his/her investment transactions.

If customer changes residence, citizenship, nationality, or place of work, it is his/her responsibility to understand how his/her investment transactions are affected by such change and comply with all applicable laws and regulations as and when such becomes applicable. Citibank Berhad and its affiliates/subsidiaries do not provide legal and/or tax advice and are not responsible for advising a customer on the laws pertaining to his/her transaction. This document also does not constitute the distribution of any information by anyone in any jurisdiction in which such distribution is not authorised or to any person to whom it is unlawful to distribute such a document.