One account, high returns.

One account, high returns.

Consolidate Your Deposits And Investments To Earn Premium Interest Rates.

Discover Citibank Max Yield Account - a checking account that is designed to give you higher interest rates based on your total Assets Under Management1 (AUM) balances with Citibank.


Citibank Max Yield Account

Enjoy a more rewarding relationship as the higher AUM you have, the higher your interest rates.

Total Average AUM Balances Interest rate
Up to RM300,000 1.00% p.a.
Up to RM500,000 1.50% p.a.
Up to RM1,000,000 2.00% p.a.
Up to RM3,000,000 2.50% p.a.
Up to RM5,000,000 2.75% p.a.
Above RM5,000,000 3.00% p.a.

Attractive features to suit your needs

Consolidate the total holdings from the following deposit and investment products listed below for the calculation of AUM for the Citibank Max Yield Account:

Deposit products1 Investment products1
  • Checking accounts
  • Savings accounts
  • Foreign currency call accounts
  • Unit trusts
  • Bonds
  • Market linked investments

1 Please click here for the Citibank Max Yield Account terms & conditions.


More than just higher interest rates

Enjoy a host of additional benefits from the Citibank Max Yield Account that also includes complete flexibility and convenience:

Attractive rates AUM consolidation Flexible Convenient Rewarding
  • Yields high interest rates of up to 3.00% p.a.
  • Sums up the total average AUM1 balances in your deposit accounts and investments for more attractive and privileged interest rates.
  • Funds in your Citibank Max Yield Account can be withdrawn at anytime
  • Access to over 11,000 MEPS ATM network nationwide
  • Free FPX Direct Debit service for all your monthly banking transactions
  • Free cash withdrawal at over 20,000 Citibank ATMs worldwide
  • Access to e-Chat and ‘Call Me’ function for your banking enquiries
  • Citibank Global Transfer for free instant fund transfers online to Citibank Accounts across more than 28 different countries
  • Online Global View to view your Citibank Accounts across selected countries with a single login
  • Get Citi Rewards points when you shop and spend with the Citibank Debit & ATM Card

Note: Citibank Max Yield Account is only available for single account opening with a minimum amount of RM5,000.


  • Eligible for PIDM protection*.

* Click here for more details on PIDM protection.

1 Please click here for the Citibank Max Yield Account terms & conditions.

How It Works

Simply the better difference

With the Citibank Max Yield Account, the interest that you could receive is simply more attractive as compared to a conventional checking account.

Citibank Max Yield Account

Citibank Max Yield Account*

Descriptions Month 1 Month 2
Citibank Max Yield Account balance RM500,000 RM500,000
Total Investments RM500,000 RM500,000
Total AUM RM1,000,000 RM1,000,000
Interest rate entitled 1.00% p.a. 2.00% p.a.
Interest earned

RM500,000 x 1.00%

12 months

= RM416.66

RM500,000 x 2.00%

12 months

= RM833.33

Total interest earned RM1249.99

Conventional checking account

Descriptions Month 1 Month 2
Conventional checking account balance RM500,000 RM500,000
Interest rate entitled 0.40% p.a. 0.40% p.a.
Interest earned

RM500,000 x 0.40%

12 months

= RM166.66

RM500,000 x 0.40%

12 months

= RM166.66

Total interest earned RM333.32

*The interest rate for the Citibank Max Yield Account in Month 1 or upon account opening is 1.00% p.a. Your total average AUM1 balances with Citibank during Month 1 will determine the interest rate that you will receive in Month 2. The interest credited will be based on your Citibank Max Yield account balance. The interest is accrued daily and paid at the end of the month.

1 Please click here for the Citibank Max Yield Account terms & conditions.

Act Now!

Enhance your wealth potential with the Citibank Max Yield Account today!

For more information:

Citibank branch

Visit your nearest Citibank branch


Call CitiPhone at 1 300 30 3300 1 300 30 3300 (press 1)


SMS "MYA" to 36700 36700

1 Please click here for the Citibank Max Yield Account terms & conditions.

For more information, please speak to your Relationship Manager.

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