Earn monthly interest on our Citibank Time Deposits (also known as Fixed Deposits). What's more, you get to enjoy the flexibility of making partial withdrawals before maturity date of your Time Deposit.
Benefits
Rewarding
- Earn monthly interest*.
- Partial withdrawals in multiples of RM5,000 before the maturity date.
- Continue to earn the original interest rate with your remaining balance.
Convenient
- Online account inquiries and banking transactions via Citibank® or Citigold® Online.
- Make banking inquiries anytime, anywhere via live e-Chat, 'Call Me' function and 20 seconds1 call pickup.
Secure
- A PIDM Member. Protected by PIDM up to RM250,000 for each depositor**.
* Monthly interest is only available for minimum deposit of RM50,000 and for a minimum tenure of 6 months.
** Click here for PIDM’s DIS Brochure.
1From the moment you press 0 to speak to a CitiPhone officer.
Features
Time Deposit Interest
| Partial withdrawal before maturity | RM5,000. Balance amount will continue to earn interest |
Convenient
| Minimum deposit (for 1 month tenure) | RM 5,000 |
| Minimum deposit (for 2 to 60 months tenure) | RM 1,000 |
| Option to pledge for overdraft facility |  |
| Complimentary monthly e-statement | |
| Online e-Chat | |
| Call-Me back function | |
How To Apply
Apply for a Time Deposit
For the Citibank Account Terms and Conditions, click here.
For information on Foreign Exchange Rules, click here.
