A unique integrated savings and checking account that works harder than a savings account.
Benefits
Rewarding
- Earn daily interest that is credited monthly into your account.
- Attractive interest rates for deposits with balances above RM10,000.
- Personalized Citibank® check book.
Global Access
- Complimentary cash withdrawal at Citibank ATMs worldwide.
Convenient
- Up to RM 20,000 daily cash withdrawal.
- Citibank/Citigold Debit & ATM card to withdraw cash or make payments for purchases worldwide.
- Access to over 11,000 MEPS ATM network nationwide.
- Online account inquiries and banking transactions via Citibank® or Citigold® Online.
- Make banking inquiries anytime, anywhere via live e-Chat, 'Call Me' function and 20 seconds1 call pickup.
Secure
- A PIDM Member. Protected by PIDM up to RM250,000 for each depositor*.
* Click here for PIDM’s DIS Brochure.
1From the moment you press 0 to speak to a CitiPhone officer.
Features
Interest
| Attractive interest rates | Deposit balance above RM 10,000 |
| Interest Calculated | Daily |
| Interest Paid | Monthly |
Global Access
| Telegraphic Transfer |  |
| Complimentary Citibank ATM withdrawal worldwide | |
Convenient
| Minimum opening balance | RM 5,000 |
| Daily cash withdrawals | Up to RM 10,000 for Citibanking/Citi Priority customers and RM20,000 for Citigold customers |
| Interbank funds transfer (Interbank GIRO) | RM0.10 per transaction Notice: This will be waived (effective 24th March 2015) until further notice. |
| Complimentary monthly e-statement | |
| Cash withdrawal, check balance and pay credit card bills at more than 11,000 MEPS ATM | |
| Online e-Chat | |
| Call-Me back function | |
Access
| Debit & ATM card | |
| Check book
- For local checks received/deposited BEFORE 4pm, the funds will be available to customer the next business day*, provided the check deposited is not returned. - For local checks received/deposited AFTER 4pm, the funds will be available to customer on 2nd business day*, provided the check deposited is not returned. *Federal Territory holiday is not considered a business day for all states. |
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| Citibank or Citigold Online | |
For the Citibank Account Terms and Conditions, click here.
For information on Foreign Exchange Rules, click here.
