Manage your transactions easily and conveniently.

Citibank Online Checking account - Manage your transactions conveniently and securely

Deposit with Citibank Basic Checking Account (also known as current account), which comes with a Citibank Debit & ATM card, Check Book, and Citibank Online services, whereby you can access your account and a wide range of banking transactions, 24 hours a day, 7 days a week. Making payments has never been simpler or more convenient. Apply for your checking account today and we will get in touch within 2 working days.


Global Access

  • Complimentary cash withdrawal at Citibank ATMs worldwide.
  • Emergency cash withdrawal of up to USD 10,000 at any Citibank branches worldwide, subject to availability.


  • Up to RM 20,000 daily cash withdrawal.
  • Personalized Citibank check book.
  • Interbank funds transfer.
  • Access to over 11,000 MEPS ATM network nationwide.
  • Online account inquiries and banking transactions via Citibank® or Citigold® Online.
  • Make banking inquiries anytime, anywhere via live e-Chat, 'Call Me' function and 20 seconds1 call pickup.


  • A PIDM Member. Protected by PIDM up to RM250,000 for each depositor*.

* Click here for PIDM’s DIS Brochure.

1From the moment you press 0 to speak to a CitiPhone officer.


Global Access

Emergency cash withdrawal at Citibank branches worldwide Up to USD 10,000
Telegraphic Transfer
Complimentary Citibank ATM withdrawal worldwide


Daily cash withdrawals Up to RM 10,000 for Citibanking/Citi Priority customers and RM20,000 for Citigold customers
Interbank funds transfer (Interbank GIRO) RM0.10 per transaction
Notice: This will be waived (effective 24th March 2015) until further notice.
Complimentary monthly e-statement
Cash withdrawal, check balance and pay credit card bills more than 11,000 MEPS ATM
Online e-Chat
Call-Me back function


Debit & ATM card
Check book

- For local checks received/deposited BEFORE 4pm, the funds will be available to customer the next business day*, provided the check deposited is not returned.

- For local checks received/deposited AFTER 4pm, the funds will be available to customer on 2nd business day*, provided the check deposited is not returned.

*Federal Territory holiday is not considered a business day for all states.

Citibank or Citigold Online

For the Citibank Account Terms and Conditions, click here.

For information on Foreign Exchange Rules, click here.

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