Receive up to RM30,000* cash back + Guaranteed RM2,000 cash backApplicable to minimum loan size of RM500,000 for completed properties only.
Quick and easy loan approval in 10 minutes^
More savings on daily interest calculations
Citibank Refinance
Receive up to RM30,000* cash back + Guaranteed RM2,000 cash backApplicable to minimum loan size of RM500,000 for completed properties only.
Quick and easy loan approval in 10 minutes^
More savings on daily interest calculations
Calculate & Apply for Refinance Home Loan
Be it the larger study room, or the new kitchen you always wanted - refinance mortgage with Citibank and bring your wishes to life. Refinancing provides you with access to a new mortgage at an interest rate that is lower than your existing mortgage interest rate. You can enjoy interest savings and reduced monthly instalment depending on the effective rate and loan tenure. Moreover, mortgage refinancing also gives you the opportunity to obtain additional funds for your home renovation needs. Apply for a refinance home loan with Citibank and get an approval in 10 minutes!
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Start your search with our Refinance Calculator
Planning ahead for your next property purchase? Get your financial planning right by using our simple refinance calculator to find out estimates of monthly instalments, applicable interest rates and the principal amount that best suit your financial capacity.
Please authorise so we can approve your loan request.
Note:* The calculation of the cash back percentage is based on the product type and the total loan amount signed within the time period listed above. For the full terms and conditions, kindly refer here. Refer here for more information of the campaign.^ The 10 minutes loan approval given by the Bank for the purpose of this application is only an indicative approval. The indicative approval and eligible loan amount is derived based on the information provided by the customer via the Universal Loan Indicative Approval Application Form (ULIAAF) and is not an agreement by the Bank to provide any loan or other products/ services to the customer. Accordingly, the actual approval of the home loan including the loan amount is subject to the submission of the required full application form with supporting documentations and the Bank's credit assessment. The ULIAAF is only applicable to individual borrowers. The rates on the loan may change according to changes in the Base Rate (BR).**A PIDM Member. Excess payment available for withdrawal is protected by PIDM up to RM250,000 for each depositor. Click here for PIDM’s DIS Brochure.
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^The loan approval given by the Bank for the purpose of this application is only an indicative approval. The indicative approval and eligible loan amount is derived based on the information provided by the customer via the Universal Loan Indicative Approval Application Form (ULIAAF) and is not an agreement by the Bank to provide any loan or other products/services to the customer. Accordingly, the actual approval of the home loan including the loan amount is subject to the submission of the required full application form with supporting documentation and the Bank's credit assessment. The ULIAAF is only applicable to individual borrowers. The rates on the loan may change according to changes in the Base Rate (BR).
This includes your fixed basic monthly income and fixed monthly allowance (if any) as per your latest income documents. For other income sources such as variable income (i.e. commission), rental income or annual bonus, please provide the details below.
This includes your monthly minimum sum payable for all credit cards and credit lines as per the latest statements. For other loans such as mortgage loan (excluding the subject home loan that you are currently applying to be financed by us, where applicable), car loan or other instalment loans, please provide the details below.
This is to facilitate the pulling of credit bureau data with your consent.
