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Find out your monthly instalment quickly with our handy personal loan calculator.
Just fill in the form below to calculate your loan instalment amount.
Calculations are based on an Effective Interest Rate of 10.90%
(equivalent to Flat Interest Rate of 5.88% per annum)
Calculations are for illustrative purposes only.
Principal Loan Amount
Minimum of RM5,000; 'New-to-Bank' customers entitled to loan amount of up to RM120,000 and 'Existing Customers' are entitled to loan amount of up to RM150,000. (Please refer to the below foot note for definitions of 'New-to-Bank' & 'Existing Customers').
Loan Repayment Tenure Options
24, 36, 48 or 60 months.
Prescribed Rates (New-to-Bank)
Prescribed rates for New-to-Bank customer will be at an Effective Interest Rate range of 10.9% - 16.9% per annum. For your ease of comparison, the equivalent Flat Interest Rate is approximately 5.88% - 9.80% per annum.
1-time Stamp Duty
(Ad Valorem) #
|0.5% of approved loan amount.|
|Early Settlement Fee #||RM200 or 3% of outstanding balance, whichever higher, if loan is settled within first 2 years or before reaching half the tenure, whichever earlier.|
Late Payment Charge
(in addition to prescribed rate) #
|1% p.a. charged daily on past due amount.|
|Applicant Type||SALARIED EMPLOYEES||SELF EMPLOYED|
|Minimum Annual Income||RM48,000 p.a.||RM48,000 p.a.|
|Documents Required||Photocopy of MyKad (both sides)||Photocopy of MyKad (both sides)|
Latest EPF Statement
Latest 2 months' Salary Slip
Any of the following documents where required.
Latest BE form with Tax Receipt
3 months' Bank Statements
Latest EA Form (dated within the last 12 months)
Photocopy of Business Registration Form
Latest Form B with Tax Receipt
6 months' Bank Statements