Platinum

INTRODUCING

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THE NEW CITI CASH BACK CARDS

where you earn up to 10% cash back all year long from new categories and the merchants you love! The details are as below.

CASH BACK EARNING

Cash Back Platinum Card

Category Current NEW
More than RM1,500
Monthly Spend**~
Less than RM1,500
Monthly Spend**~
petrolPetrol 5% 10%# 0.2%
groceriesGroceries
AEON Big, Tesco, Cold Storage, Giant, Everise, Servay, Econsave, Mydin
Additional merchants: new
B.I.G Ben's Independent Grocer
Jaya Grocer
Village Grocer
2% 10%#
diningDining new 0.2% 10%#
grabGrab new 0.2% 10%#
Pharmaceutical & Telco BillsPharmaceutical & Telco Bills 2% 0.2%
Other retail spend~ 0.2% 0.2%

Cash Back Card

Category Current NEW
More than RM1,000
Monthly Spend**~
Less than RM1,000
Monthly Spend**~
petrolPetrol 5% 10%# 0.2%
groceriesGroceries
AEON Big, Tesco, Cold Storage, Giant, Everise, Servay, Econsave, Mydin
Additional merchants: new
B.I.G Ben's Independent Grocer
Jaya Grocer
Village Grocer
2% 10%#
diningDining new 0.2% 10%#
grabGrab new 0.2% 10%#
Pharmaceutical & Telco BillsPharmaceutical & Telco Bills 2% 0.2%
Other retail spend~ 0.2% 0.2%
With the new benefits, earn higher cash back rate of up to 10% when you consolidate your monthly spend.
Groceries category is enhanced to include new merchants allowing you to earn up to 10% cash back at more grocery stores.
New categories – Dining & Grab is introduced to earn up to 10% cash back.
Transactions posted after 1st March 2018 will be accumulated as your monthly spend, any transactions prior to that will earn cash back based on current benefits.
Click here for the new Terms and Conditions effective 1 March 2018
  Click here for the Terms and Conditions valid up to 28 February 2018

CASH BACK AUTO-REDEMPTION

CURRENT NEW
Accumulate minimum RM20 for cash back to be redeemed credited No minimum cash back accumulation required
The key changes are on the cash back earning and auto-redemption, you can refer to below comparison table

• Cash Back Earning

Cash Back Platinum Card

Category Current NEW
More than RM1,500
Monthly Spend**~
Less than RM1,500
Monthly Spend**~
petrolPetrol 5% 10%# 0.2%
groceriesGroceries
AEON Big, Tesco, Cold Storage, Giant, Everise, Servay, Econsave, Mydin
Additional merchants: new
B.I.G Ben's Independent Grocer
Jaya Grocer
Village Grocer
2% 10%#
diningDining new 0.2% 10%#
grabGrab new 0.2% 10%#
Pharmaceutical & Telco BillsPharmaceutical & Telco Bills 2% 0.2%
Other retail spend~ 0.2% 0.2%

Cash Back Card

Category Current NEW
More than RM1,000
Monthly Spend**~
Less than RM1,000
Monthly Spend**~
petrolPetrol 5% 10%# 0.2%
groceriesGroceries
AEON Big, Tesco, Cold Storage, Giant, Everise, Servay, Econsave, Mydin
Additional merchants: new
B.I.G Ben's Independent Grocer
Jaya Grocer
Village Grocer
2% 10%#
diningDining new 0.2% 10%#
grabGrab new 0.2% 10%#
Pharmaceutical & Telco BillsPharmaceutical & Telco Bills 2% 0.2%
Other retail spend~ 0.2% 0.2%
Terms and Conditions
* Capped at RM20 per billing month for Cash Back Platinum Card, RM15 per billing month for Cash Back Card
^ Capped at RM60 per billing month for Cash Back Platinum Card, RM30 per billing month for Cash Back Card
# Capped at RM15 per category per billing month for Cash Back Platinum Card, RM10 per category per billing month for Cash Back Card
** Monthly spend is defined as the total retail spend within each billing month
~ Transactions that are excluded are stated in the Citi Cash Back cards Terms and Conditions

• Cash Back Auto-Redemption

CURRENT NEW
Accumulate minimum RM20 for cash back to be redeemed credited No minimum cash back accumulation required
Transactions posted from 1st March 2018 till your upcoming statement date in March will be calculated towards your monthly spend to be eligible for 10% cash back.
For transactions posted before 1st March 2018, you will earn cash back based on current cash back earning.

For transactions posted after 1st March 2018 up till your upcoming statement date in March, it will be calculated towards your monthly spend to earn cash back based on the new cash back earning.

1. Transaction is posted before 1st March 2018, hence will earn RM3 cash back based on the current cash back earning of 5% on Petrol.
2. Transaction is posted after 1st March 2018, hence will be calculated towards the monthly spend.
3 Transaction is posted after 1st March 2018, hence will be calculated towards the monthly spend.
4. As the total monthly spend is RM1580, you will earn RM8 cash back on Petrol and RM3 on other retail spend based on the new cash back earning of 10% on petrol and 0.2% on other retail spend.
There is no capping on the 0.2% cash back on other retail spend but there is capping on the 10% cash back as tabled below:

Card Type Capping on 10% cash back
Cash Back Platinum Card RM15 per category
Cash Back Card RM10 per category
For Cash Back Platinum card, the minimum monthly spend is RM1,500. For Cash Back card, the minimum monthly spend is RM1,000
You will earn 0.2% on all eligible transactions, kindly refer to the new terms and conditions here for the list of transactions eligible to earn cash back.
The eligible transactions are calculated based on billing cycle. For example, if your billing month is on 15th of every month, the transactions that will be calculated as your monthly spend will be from 15th of the previous month till 15th of the current month (based on billing month) and not 1st to 15th of the month (based on calendar month)
Not all transactions are considered as monthly spend, kindly refer to the new terms and conditions here for the list of transactions are eligible to be calculated as the monthly spend.
We have included in 3 new merchants which are Jaya Grocer, Village Grocer and B.I.G Ben’s Independent Grocer on top of the existing list of merchants.
Yes, you will now earn 0.2% cash back with no capping.
You no longer need to accumulate minimum cash back amount to be credited, it will be auto-credited and reflected in the following month statement.
Cash back will be automatically credited to your account and reflected in the following month statement.
Annual fee remains the same as current fee
Cash Back Plat - RM195 (Principal Card); RM100 (Supplementary Card)
Cash Back - RM120 (Principal card); RM60 (Supplementary card)
Terms and Conditions
* Capped at RM20 per billing month for Cash Back Platinum Card, RM15 per billing month for Cash Back Card
^ Capped at RM60 per billing month for Cash Back Platinum Card, RM30 per billing month for Cash Back Card
# Capped at RM15 per category per billing month for Cash Back Platinum Card, RM10 per category per billing month for Cash Back Card
** Monthly spend is defined as the total retail spend within each billing month
~ Transactions that are excluded are stated in the Citi Cash Back cards Terms and Conditions
Click here for the new Terms and Conditions effective 1 March 2018
  Click here for the Terms and Conditions valid up to 28 February 2018