Refer a friend, rewards for all.

What your friends will get

3-Year Annual Fee Waiver upon card approval
Get up to 2 Luggage Bags
upon activation and spend

Valid for new cardmembers, till
15 May 2023. T&C apply
During the campaign period, you will get
Each successful referral:

RM100 cash back each successful referral
(Up to RM1,000 cash back a month)
3 successful referrals and above:

1 unit of Apple Watch SE (worth RM1,199)
Campaign valid till 30 April 2023. T&Cs apply
Valid for new cardmembers only. Offer valid till XX XXX 2020.
1 For selected cards only. Terms & Conditions apply.

    STEP 01

    Generate your referral invite link and share it with your friends.

    STEP 02

    Your friends have to apply via your referral invite link.

Start referring your friends

Enter your Name and NRIC no.

Please fill in your full name and 12-digit NRIC Number (for Malaysian) or Passport Number (for Non-Malaysian).
Failure to do so will result in the referral being invalid.

Campaign valid till 30 April 2023. Referee must apply and complete the application with full documents by 15 May 2023.

This Promotion and the product and services mentioned herein are not offered to individuals' resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK, or any other jurisdictions where referral activity is restricted. This Campaign is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products or services mentioned herein to such individuals.

Generate and share your unique link with your friends to earn cash. Please do not close the pop-up box when generating the referral invite link.

Share your referral invite link

By clicking to share, you acknowledge that: (a) you are agreeing to take part in Citibank's Referral (Member-Get-Member) Programme, (b) you are giving your consent to Citibank to process your personal data for purposes in relation to the Programme, including prize fulfillments, and (c) you agree to be bound by the Programme terms and conditions and relevant terms and conditions governing your access to Citibank Online (see below), as may be amended from time to time.