CITIBANK READY CREDIT

Fill up & Stock up!

10X Unlimited Citi Rewards points!

Terms and conditions apply.

Fill up & Stock up! 10X Unlimited Citi Rewards points! Terms and conditions apply.

Citibank Ready Credit Instalment Plans

With 2 different instalment plans to choose from, you can finally manage your monthly cash flow better not to mention the savings you get from the flexible tenure offered.


Paylite

You can now get cash from the overdraft line assigned to your Citibank Ready Credit and repay in monthly instalment with PayLite

Benefits:

  • Competitive Effective Interest Rate varies from 5.9% to 17.9% p.a.
  • Choice of 6, 12, 18, 24, 30, 36 or 48 months tenure

How it works:

  • Decide your preferred cash amount from the Credit Limit assigned (min RM1,000)
  • Choose your repayment tenure (6, 12, 18, 24, 30, 36 or 48 months)
  • Have the cash amount transferred to your current/savings account of your choice
  • Make fixed monthly repayment every month

How to apply?

  • Already a Citibank Ready Credit customer? Just call CitiPhone to apply over the phone
  • Not yet a Citibank Ready Credit customer? Click here to leave your contact and our officer will call you back on the next working day
Balance Transfer Via Instalment Plan

Rediscover your spending power by consolidating your credit/charge card outstanding balances held with other banks to enjoy greater savings and better management of your finances with Balance Transfer via Instalment Plan

Benefits:

  • Ability to consolidate outstanding balances from up to 3 credit/charge cards from other banks
  • Competitive Effective Interest Rate at 9.9% p.a.
  • Choice of 6, 12, 18, 24, 30, 36 or 48 months tenure
  • Convenience of making a single repayment every month

How it works:

  • Decide the credit/charge cards you want to perform balance transfer from (min RM1,000 per card)
  • Choose your repayment tenure (6, 12, 18, 24, 30, 36, or 48 months)
  • Make fixed monthly repayment every month

How to apply?

  • Already a Citibank Ready Credit customer? Just call CitiPhone to apply over the phone
  • Not yet a Citibank Ready Credit customer? Click here to leave your contact and our officer will call you back on the next working day

Looking for an Instalment Plan? Calculate your repayment here:

  • *Choose Your Instalment Plan

  • *Effective Interest Rate (%):

  • *Preferred Loan Amount:

  • *Repayment Tenure:

  • Your monthly instalment is RM 0
* All fields are mandatory
  • Get cash rebates with Citibank Ready Credit! Find out how!
  • Interested? Leave your details with us! Find out more