Access fund with ease.

Using your Citibank Ready Credit.

Online Purchase

Ensure your Ready Credit VISA Debit & ATM Card is activated via any of the following channels

Have yet to activate? Click here to find out how

At payment page, enter 16 digit debit card number, card holder's name, security code or any informations required by the payment page.

If payment page requires OTP (one-time-pin), check our mobilephone for OTP sent to you via SMS. Key in the 6 digit OTP and click submit.


Looking for an Instalment Plan? Calculate your repayment here:

  • *Choose Your Instalment Plan

  • *Effective Interest Rate (%):

  • *Preferred Loan Amount:

  • *Repayment Tenure:

  • Your monthly instalment is RM 0
* All fields are mandatory
  • Interested? SMS RCHBMLM to 66399 to apply