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Create a new one for your Citibank Ready Credit via Citibank Online.

Citibank Ready Credit Instalment Plans

With 2 different instalment plans to choose from, you can finally manage your monthly cash flow better not to mention the savings you get from the flexible tenure offered.


You can now get cash amount from the overdraft line assigned to your Citibank Ready Credit and repay in monthly instalment with PayLite


  • Competitive Effective Interest Rate varies from 5.9% to 17.9% p.a.
  • Choice of 6, 12, 18, 24, 30, 36 or 48 months tenure
Balance Transfer Via Instalment Plan

Rediscover your spending power by consolidating your credit/charge card outstanding balances held with other banks to enjoy greater savings and better management of your finances with Balance Transfer via Instalment Plan


  • Ability to consolidate outstanding balances from up to 3 credit/charge cards from other banks
  • Competitive Effective Interest Rate at 9.9% p.a.
  • Choice of 6, 12, 18, 24, 30, 36 or 48 months tenure
  • Convenience of making a single repayment every month