Citibank Ready Credit VISA Debit & ATM Card

Content on this page requires a newer version of Adobe Flash Player.

Get Adobe Flash player


Citibank Ready Credit is an Unsecured Personal Overdraft with Checking Facility that allows you to access cash easily in any amount in excess of your credit balance up to the approved overdraft limit.

Top 3 reasons why Citibank Ready Credit is beneficial to you.

Citibank Ready Credit VISA Debit & ATM Card
  1. Cash with Citibank Ready Credit PayLite and repay in fixed monthly instalments up to 48 months.
  2. Save on interest with Citibank Ready Credit Balance Transfer via Instalment Plan and Citibank Ready Credit Balance Refinancing.
  3. Cash from 10,000 ATMs nationwide.

Apply Now

 
 

Rediscover your spending power

Consolidate outstanding balances from up to 3 credit / charge cards from other banks into your Citibank Ready Credit Balance Transfer via Instalment Plan to enjoy greater savings and better management of your finances.

What's new with Ready Credit Balance Transfer via Instalment Plan?

  • 9.9% Effective Interest Rate per annum for all tenures.
  • Repay in fixed monthly instalment of 6, 12, 18, 24, 30, 36 or 48 months.

Savings you could enjoy with a RM5,000 Balance Transfer via Instalment Plan at 9.9% Effective Interest Rate per annum:

* For conventional credit cards, interest rates are compared based on finance charges at 18% p.a and calculated based on assumption that the customer only pays the 5% minimum repayment every month.

 
     

Apply Now

Print
GET FREE 40 LED TV and DVD Home Theatre Systems!
SHARP & PHILIPS promo