Terms and Conditions:
  • This voucher can only be used by a valid Citigold member and is non - transferable.
  • A minimum Insurance premium purchase of RM50,000 is required. Placement ratio of 1 to 1 (Insurance to Time Deposit) is required.
  • The voucher is valid on your birthday month and the subsequent birthday month, subject to the aforesaid member maintaining the Citigold status at the point of redemption.
  • Not applicable in conjunction with any of Citibank Berhad's other ongoing promotions.
  • Bonus interest of 6.88% per annum will be paid upon maturity if you deposit a minimum sum of RM50,000 (but subject to a maximum sum of RM200,000) which must be Fresh Funds only, for a period of 2 months. Fresh Funds refer to funds that do not originate from any existing account(s) with Citibank Berhad.
  • Not applicable to customers who only hold Citibank Islamic Current Account and Islamic Savings Account.
  • Subject to Local Currency Time Deposit terms and conditions. Citibank reserves the right to cancel or change this offer with prior notice to you

The insurance plans are underwritten by participating insurance partners, licensed under Financial Services Act 2013 and regulated by Bank Negara Malaysia. Citibank Berhad 199401011410 (297089-M) is the distributor of these insurance plans.

This insurance plan is not a bank deposit or obligation of or guaranteed by Citibank Berhad, Citibank NA, CitiGroup Inc., or any of their affiliates or subsidiaries. All Claims under the policy will be solely decided upon by insurance partners.

PIDM Disclosure: For certain takaful certificates and insurance policies issued by takaful operators and insurance companies licensed under the Islamic Financial Services Act 2013 and Financial Services Act 2013 respectively, are eligible for protection under the Takaful and Insurance Benefits Protection System (TIPS). For details on the type of benefits eligible under the TIPS and related protection limits, please visit PIDM website ( or call PIDM toll free line at 1-800-88-1266. Alternatively, you may also obtain a copy of the TIPS brochure from our branches.

A PIDM Member. Time Deposit is protected by PIDM up to RM250,000 for each depositor. Click here for PIDM's DIS Brochure.

This offer is not available to US Persons (as defined in Citibank's Account Terms and Conditions) or to resident individuals of European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, The Vatican and Isle of Man.

Citibank Berhad 199401011410 (297089-M). Copyright © 2020 Citigroup Inc.