Get flexible options with Citibank Housing Loan

Citibank Housing Loan makes your dream of owning a home into reality. Getting home loan from Citibank involves a simple application process and it takes only 10 min for your home loan to be approved.

It's a home loan that gives you savings, competitive interest rates, and the flexibility to make extra instalment repayments.

If you have a stable monthly disposable income and prefer a well-managed budget with disciplined monthly instalments, the Citibank Housing Loan is a perfect choice.

Apply for a Citibank Housing Loan today and take one step closer to your dream home.

Features & Benefits
calculator Competitive rates and daily interest calculation for interest savings.
calendar Disciplined monthly instalments give you peace of mind and the ability to plan for your budget.
disposable income More disposable income by paying interest during the property construction period only, or save more when you opt to commence monthly instalments.
flexibility Flexibility to make early or extra payments in any amount at any time. No notice required, no fees charged.
EPF EPF withdrawal to reduce the outstanding loan.
mrta Optional MRTA or MLTA insurance plan to safeguard your home.
time Get your home loan approved in 10 minutes*.

*The loan approval given by the Bank for the purpose of this application is only an indicative approval. The indicative approval and eligible loan amount is derived based on the information provided by the customer via the Universal Loan Indicative Approval Application Form (ULIAAF) and is not an agreement by the Bank to provide any loan or other products/services to the customer. Accordingly, the actual approval of the home loan including the loan amount is subject to the submission of the required full application form with supporting documentation and the Bank's credit assessment. The ULIAAF is only applicable to individual borrowers. The rates on the loan may change according to changes in the Base Rate (BR).


Citibank Housing Loan Eligibility

  • Minimum age 18 years old
  • Maximum age 70 years old
Citibank Home Loan Application Requirement Salaried Self-employed
Copy of NRIC (front and back) Yes Yes
Latest 3 months’ salary slips Yes  
Latest EPF statement Yes  
Income tax returns - latest BE, B or EA Form (where applicable)   Yes
Form 24 and 49 (business registration forms, if applicable)   Yes
Bank statements for the last 6 months   Yes
Sales and Purchase Agreement or Title or Booking Receipt (where applicable) Yes Yes

How to Apply

How to Apply for a Citibank Housing loan?

The home loan application process in Citibank is simple and quick.

Step 1:

Click on "Apply Now".

Step 2:

Use our home loan calculator to get an estimation of your monthly instalment based on your desire loan amount and tenure.

Step 3:

Fill in your details such as name, contact, email and property location.

Step 4:

Click "Submit".

Step 5:

A Citibank Sales Specialist will contact you the next working day.


Note : Citibank may require additional supporting documents as may deemed fit for the loan application.

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Citibank FlexiHome Loan

Deposit extra repayments and withdraw excess amounts anytime, no notice required.

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Citibank FlexiHome Loan

Deposit extra repayments and withdraw excess amounts anytime, no notice required.

Learn More