Citibank Personal Loan

Citibank Personal Loan

We have discontinued our Citibank Instalment Loan as of November 2011.

If you are looking to apply for a personal loan, we are introducing to you Citibank Ready Credit PayLite, a product with even more benefits:

  • One-time application process
  • Attractive interest rates

Find out more from:

If you are an existing Citibank Instalment Loan customer, please refer below for details on Fees and Charges and Terms & Conditions.

Features & Charges

Citibank Personal Loan

Types of Charges Amount
Stamp Duty (Ad-valorem) 0.5% of loan amount, shall be deducted upfront from the loan amount before disbursement of the loan.
Late Payment Fee 1% per annum on the instalment amount in arrears calculated on daily basis.
Statement Request Fee (interim) RM5.00 per copy
Early Settlement Fee RM200 or 3% of loan outstanding balance whichever is higher, if the loan is settled before reaching half of the loan tenure, starting from the date of full disbursement of the loan.

Personal Loan Terms and Conditions