OVERDRAFT AND LOANS

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Financing your plans do not have to be difficult

At Citibank Malaysia, we have various loans that cater to your plan, be it a new business investment or taking that dream vacation - there's a loan that fits your needs.

Citibank Ready Credit

Citibank Ready Credit

  • An unsecured overdraft facility that allows access to cash at over 11,500 ATMs nationwide.
  • Comes with flexible cash loan for short term cash needs.
Citibank Personal Loan

Citibank Personal Loans

  • Loan of up to 8x your gross monthly income (for applicants earning RM5,000 or more)
  • Low Interest Rates
  • Loan of up to RM150,000
Citibank ShopHouse Loan

Citibank ShopHouse Loan

  • Flexible extra repayment

    no notice required.

  • Daily interest calculation

    enjoy immediate savings.

Citibank Business Power Loan

Citibank Business Power Loan

  • Flexible credit line.
  • Daily interest calculation.
Citibank Portfolio Power

Citibank Portfolio Power

  • A credit facility that accepts multiple collateral types.
Citibank Overdraft Against Time Deposit

Citibank Overdraft Against Time Deposit

  • Get an overdraft of equal value when you open a Time Deposit.
  • Flexible repayment.
Share Financing

Share Financing

  • High leverage up to 2.5 times your collateral.
  • Withdrawal of cash up to 60% of share value.
  • 10-minute Home Loan Approval* The shortest wait.