• Always within your reach citibank ready credit overdraft with atm and debit card
  • Help with medical expenses with a loan up to 8X your gross monthly income

Financing your plans do not have to be difficult

At Citibank Malaysia, we have various loans that cater to your plans, be it an overdraft facility, or even taking that dream vacation - there's a loan that fits your needs. As such, we’ve made it as easy as possible – simply apply online and we’ll get in touch with you the next working day.

Citibank Ready Credit

Citibank Ready Credit

  • Cash Withdrawals

    No cash advance fee

  • Swipe at retail outlets

    Enjoy Rewards points from your debit card swipes

  • Online Interbank Transfer & Online bill payment

    GIRO and instant transfer fee*

    *waived until further notice

Citibank Personal Loan

Citibank Personal Loans

  • Loan of up to 8x your gross monthly income (for applicants earning RM5,000 or more)
  • Low Interest Rates
  • Loan of up to RM150,000