UNIT TRUSTS

Invest in a diversified portfolio.

Unit Trusts - Invest in a diversified portfolio.

Unit trusts invest in various investment instruments: stocks, bonds, money market instruments and/or cash. With the various types of asset classes, you have the opportunity to decide on a wide range of unit trust investments that fit your risk appetite.

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Benefits

A simple and convenient way to invest - If you were investing directly, you would need to do things yourself. Investing in Unit trusts makes it easier for you to monitor the performance of your investment and simplify administration and reporting.

Diversification across asset classes - Unit trusts allow even small investments exposure to a range of asset classes, providing investment opportunities that would be unavailable to individuals.

Diversification across markets - Gain access to local and global share markets, bond and property markets, as well as specific regions and countries.

Greater investment power - The research capability, and access to global markets that unit trusts offer open up opportunities for investors that are simply not available to them as individuals.

Stronger performance potential - Both the Investment Portfolio Consultants and your dedicated Relationship Manager will work together with you to achieve your profit potential than trying to 'pick' the best opportunities yourself.

Portfolio Review at Your Request - Using our Citi Portfolio Tracker and Investment Suitability tools, we can discuss and review your portfolio with you, to ensure that it remains aligned with your financial goals and current market conditions.

Features
Local Money Market

Local Money Market

Money market funds invest primarily in short-term instruments within the country: deposit certificates, government securities and commercial paper.

Local Equity

Local Equity

Equity Funds invest in the stocks of companies (local) and equities offered within the country. Some equity funds, such as growth, aggressive growth and value funds are based on a specific investment strategy. Others, such as small cap, mid cap, large cap and blue chip, are categorized according to the size or financial status of selected companies.

Local Fixed Income

Local Fixed Income

Fixed Income funds invest primarily into bonds and other debt instruments issued by companies and/or governments. Fixed Income funds typically pay regular distributions and may be considered by investors who would like to have regular stream of income. Nonetheless, investors should understand that such funds are subject to the credit risk of the issuers.

Global Equity

Global Equity

Equity Funds invest in the stocks of companies (local, global or both) and global equities across different countries. Some equity funds, such as growth, aggressive growth and value funds are based on a specific investment strategy. Others, such as small cap, mid cap, large cap and blue chip, are categorized according to the size or financial status of selected companies.

Balanced

Balanced

Both Local and Global Balanced Funds consist of investments in equities, bonds and short-term instruments. These funds are unique because fund managers can change the portion of individual types of investment instruments based on their economic and market expectations. Balanced funds may be considered by investors who prefer investments to have limited risk and fluctuations.

Emerging Market / Asia Pacific

Emerging Market / Asia Pacific

Emerging Market / Asia Pacific funds consist of investments in equities issued within Emerging Markets/ Asia Pacific. These funds are unique because fund managers can change the portion of individual types of investment instruments based on their economic and market expectations.

How To Apply

Important Notes

Investment products* are not deposits and are not obligations of, not guaranteed by, and not insured by, Citibank Berhad, Citibank N.A., Citigroup Inc. or any of their affiliates or subsidiaries, or by any government or insurance agency. Investment products are subject to investment risks, including the possible loss of the principal amount invested.

*For any Market Linked Investments issued by Citibank Berhad, please refer to the relevant product disclosure sheet for information on whether your investment is guaranteed by Citibank Berhad and insured by Perbadanan Insurans Deposit Malaysia (PIDM).

For the Citibank Account Terms and Conditions, click here.

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Disclaimer:

  1. Unit trusts are obligations only of the relevant management companies and relevant trustees.
  2. These unit trusts are not bank deposits or obligations of, guaranteed or insured by Citibank Berhad, Citibank NA, Citigroup Inc or any of their affiliates or subsidiaries (unless specifically stated), or by any local government or insurance agency, and are subject to investment risks, including the possible loss of the principal amount invested.
  3. Past performance is not indicative of future performance; prices can go down or up.
  4. Investors investing in funds denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal.
  5. This does not constitute the making of any offer or invitation to subscribe for unit trusts nor does it amount to solicitation by Citibank Berhad, Citibank NA, Citigroup Inc. or any of their affiliates or subsidiaries for subscription of unit trusts by anyone in any jurisdiction in which the making of such offer or invitation to subscribe or the solicitation thereof is not authorized or to any person to whom it is unlawful to make such an offer, invitation or solicitation.
  6. This also does not constitute the distribution of any information by anyone in any jurisdiction in which such distribution is not authorized or to any person to whom it is unlawful to distribute such a document.
  7. Investment products (including mutual funds, market linked investment) are not available to US persons and may not be available in all jurisdictions.
  8. Investor should be aware that it is his/her responsibility to seek legal and/or tax advice regarding the legal and tax consequences of his/her investment transactions. If customer changes residence, citizenship, nationality, or place of work, it is his/her responsibility to understand how his/her investment transactions are affected by such change and comply with all applicable laws and regulations as and when such becomes applicable.
  9. Citibank Berhad and its affiliates / subsidiaries do not provide legal and/or tax advice and are not responsible for advising a customer on the laws pertaining to his/her transaction.