SECURE CI PLUS

Enjoy incremental Sum Insured of up to 200% while paying the same premium.

Enjoy incremental Sum Insured of up to 200% while paying the same premium.

Secure CI Plus provides comprehensive coverage to help get you back on your feet as soon as possible if you are diagnosed with any critical illnesses. So rest assured that you have the financial support and security you need, while you're on the path to recovery.

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Benefits
Your protection

Financial protection for your life

  • Guaranteed lump sum maturity benefit of up to 200% of your initial basic sum insured (if no claim has been made).
    • Lump sum payment benefit upon diagnosis of a critical illness, death prior to age 88, or Total and Permanent Disability (TPD) prior to age 60.
    • Protection automatically increases by 10% every 2 years, with up to 200% of your initial Sum Insured.
  • Protection until age 88.
  • No increase in premium throughout your payment term.
  • Flexible premium tenure (15 years or until you reach 55 years old).
Your finances

Financial assistance for your journey to recovery

  • Additional get-well-benefit equivalent to 20% of the initial basic Sum Insured, for 5 years upon diagnosis and survival of any one of the covered critical illnesses.
  • Potential annual non-guaranteed dividends payout (effective from end of the 3rd policy year).
  • One-off non-guaranteed terminal dividend*.

* Upon surrender, maturity of policy or in the unfortunate event of death, diagnosis of Critical Illness prior to age 88 or Total and Permanent Disability (TPD) prior to age 60.

Underwritten by AXA AFFIN Life Insurance Berhad (723739-W).

Requirements
Minimum and maximum entry age:
  • 15 days to 60 years old for Payment Premium Term of 15 years
  • 15 days to 45 years old for Premium Payment Term up to age 55
Premium payment term: 15 years or up to age 55 years old

Underwritten by AXA AFFIN Life Insurance Berhad (723739-W).

How To Apply
  • i-Wealth Goal Planner Plan your life goals.
  • Citibank Online Convenient, secure & efficient banking at your fingertips!

Exclusion:

The basic plan does not cover:

  1. Suicide within 1 year from the issue date or any date of reinstatement, whichever is later.
  2. Total and permanent disability resulting from intentionally self-inflicted injury; any act due to war, declared or not; or military, naval or air service for any country at war, declared or not.
  3. Critical illness:
    1. for any Pre-Existing Illness prior to the issue date or any date of reinstatement of this policy, whichever is later;
    2. if the Insured is diagnosed with any Critical Illness within 30 days following the issue date or any date of reinstatement of the policy, whichever is later, except for (iii) as set out below;
    3. if the Insured is diagnosed with Heart Attack, Coronary Artery Disease Requiring Surgery, Other Serious Coronary Artery Disease, or Cancer within 60 days following the issue date or any date of reinstatement of the policy, whichever is later;
    4. if the Critical Illness is caused by or related to any Human Immuno-deficiency Virus (HIV) including Acquired Immune Deficiency Syndrome (AIDS) and/or any mutations, derivations or variations thereof, other than AIDS Due to Blood Transfusion.
    5. if the Insured is diagnosed with any Critical Illness arising directly or indirectly out of or in connection with any congenital condition which manifested itself before the Insured's 6th birthday.

Disclaimer:

  1. This posting contains only general information about the product and does not in any way represent a policy. For a detailed description of the terms and conditions or to apply for this product, please visit or contact Citibank Berhad.
  2. These insurance products are obligations only of the insurance company.
  3. They are not bank deposits or obligations of or guaranteed by Citibank Berhad, Citibank NA, CitiGroup Inc. or any of its affiliates or subsidiaries.
  4. This document does not constitute the making of any offer or invitation to subscribe for insurance products nor does it amount to solicitation by Citibank Berhad, Citibank NA, CitiGroup Inc. or any of its affiliates or subsidiaries for application of insurance products by anyone in any jurisdiction in which the making of such offer or invitation to subscribe or the solicitation thereof is not authorized or to any person to whom it is unlawful to make such an offer, invitation or solicitation.
  5. This document also does not constitute the distribution of any information by anyone in any jurisdiction in which such distribution is not authorized or to any person to whom it is unlawful to distribute such a document.
  6. Please refer to the Product Disclosure Sheet for further details. All benefits listed above are subject to terms and conditions. You are advised to read and understand the policy terms and conditions before you decide to purchase the policy.