An insurance plan that gives you protection and income security.
- Opportunity to diversify your savings plan for greater income security.
- Guaranteed annual income of 4% - 6% of sum assured starting from end of 1st policy year.
- Potential upside from non-guaranteed annual cash dividend starting from end of 2nd policy year.
- Potential higher maturity benefit from non-guaranteed terminal dividend.
- Guaranteed 5-year premium payment period, for coverage up to 15, 20, 25 or 30 years.
Underwritten by AXA Affin Life Insurance Berhad.
- Minimum / Maximum Entry Age: 15 days old / 60 years old
- Minimum / Maximum Sum Assured: RM 20,000 / Subject to underwriting
- Satisfactory medical record
- Death was due to suicide within 1 year from the policy date or any date of reinstatement, whichever is later.
- Total and permanent disability was due to intentionally self-inflicted injury; any act due to war, declared or not; or military, naval or air service for any country at war, declared or not.
Note: This list is non-exhaustive. Please refer to the policy contract for the full list of exclusions under this policy.
- These insurance products are obligations only of the insurance company.
- They are not bank deposits or obligations of or guaranteed by Citibank Berhad, Citibank NA, CitiGroup Inc. or any of its affiliates or subsidiaries.
- This document does not constitute the making of any offer or invitation to subscribe for insurance products nor does it amount to solicitation by Citibank Berhad, Citibank NA, CitiGroup Inc. or any of its affiliates or subsidiaries for application of insurance products by anyone in any jurisdiction in which the making of such offer or invitation to subscribe or the solicitation thereof is not authorized or to any person to whom it is unlawful to make such an offer, invitation or solicitation.
- This document also does not constitute the distribution of any information by anyone in any jurisdiction in which such distribution is not authorized or to any person to whom it is unlawful to distribute such a document.
- Please refer to the Product Disclosure Sheet for further details. All benefits listed above are subject to terms and conditions. You are advised to read and understand the policy terms and conditions before you decide to purchase the policy.