CITIBANK HOMECREDIT

Citibank Homecredit

Have easy access to the equity of your home via Citibank’s amortising revolving loan with no fixed monthly instalments. Enjoy the freedom to withdraw through cheque book, debit and ATM card facilities, and make significant savings with competitive interest rates and flexible repayment methods.

Features & Benefits
Integrated Single Integrated Account lets you consolidate all your deposit and housing loan accounts for better management.
repayment Pay-as-you-wish as there is no fixed monthly instalment. Pay more to save on interest OR pay less when you have other priorities.
flexibility Payment and withdrawal flexibility with no notice required.
No monthly maintenance fee No monthly maintenance fee.
Access to cash anytime Access to cash anytime via Citibank Online, over the counter, or through ATMs.
mrta Optional MRTA or MLTA insurance plan to safeguard your home.
protection Credit balance is eligible for protection by PIDM*.
time Get your home loan approved in 10 minutes^.

*Click here for more details on PIDM protection

^The loan approval given by the Bank for the purpose of this application is only an indicative approval. The indicative approval and eligible loan amount is derived based on the information provided by the customer via the Universal Loan Indicative Approval Application Form (ULIAAF) and is not an agreement by the Bank to provide any loan or other products/services to the customer. Accordingly, the actual approval of the home loan including the loan amount is subject to the submission of the required full application form with supporting documentation and the Bank's credit assessment. The ULIAAF is only applicable to individual borrowers. The rates on the loan may change according to changes in the Base Rate (BR).

Requirements
Salaried Self-employed
Copy of NRIC (front and back) Yes Yes
Latest 3 months’ salary slips Yes  
Latest EPF statement Yes  
Income tax returns - latest BE, B or EA Form (where applicable)   Yes
Form 24 and 49 (business registration forms, if applicable)   Yes
Bank statements for the last 6 months   Yes
Sales and Purchase Agreement or Title or Booking Receipt (where applicable) Yes Yes
   

Note : Citibank may require additional supporting documents as may deemed fit for the loan application

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