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- Benefits for Existing Cardmembers
Additional Cards
- More privileges with cards with different benefits.
- Faster point redemption and wider merchant selection.
Card Upgrade
- Live up to even better benefits by upgrading your cards.
- Opt for different rewards, benefits or privileges that are more suited to your current needs.
Credit Line Increase
- Permanent increase in credit limit (PICL) for greater flexibility and financial freedom.
- Temporary increase in credit limit (TICL) for emergencies or to settle purchases.
Balance Transfer
- Transfer your other credit card balances to Citibank credit card up to 6.99%p.a.
- Flexible monthly repayments with a minimum 5% monthly repayment of total outstanding balances.
Balance Transfer via Instalments
- Transfer your other credit card balances and repay in affordable monthly instalment.
- Flat Interest Rate between 5.32% - 5.81% p.a. for effective interest rate of 9.9% p.a
- Flexible tenures from 6-36 months
Balance Conversion
- Convert your credit card outstanding balances (min. RM1,000) into affordable monthly instalments.
- Monthly payment from as low as RM36 per month.
- Flat Interest Rate between 9.84 - 9.99% p.a. for Effective Interest Rate (EIR) of 17.9% p.a.
Quick Cash
- Get cash bundled with instalment options.
- Fast funds disbursed within 7 working days.
- Flat Interest Rate between 9.84% - 10.57% p.a. for Effective Interest Rate (EIR) of 17.9% p.a.
- Flexible tenures from 6 - 48 months.
Cash Advance
- Get instant cash conveniently any time, any day.
- Enjoy financial flexibility and greater spending power.
FlexiPayment Plan
- Convert your purchases (min. RM500) into affordable monthly instalments.
- Flat Interest Rate between 9.84% - 10.57% p.a. for Effective Interest Rate (EIR) of 17.9% p.a.
- Flexible tenures available from 6 - 36 months.
Citi 0% Easy Pay Plan
- Get 0% interest on monthly instalments for up to 48 months!
- Available at a wide range of merchants categories.
Visa Checkout
- Convenient. Keep your card, just use your Visa Checkout login to pay.
- Shopping on-the-go made easy as it works on all devices.
- No forms, no fuss. Checkout is a breeze.
- Your information is stored under multiple layers of security.
