BALANCE TRANSFER VIA INSTALMENT PLAN

Pay in monthly instalment up to 36 months.

Pay in monthly instalment up to 36 months.

Transfer your balances from other banks' credit cards to your Citibank credit card and convert them into monthly instalments.

Fill in your details below to apply now!

  • Are you an existing customer?*

    Yes No

  • Full Name*


    Contact Number*

         

* All fields are mandatory

Note: In accordance with our privacy policy, any details that you submit for the purpose mentioned above will not be shared with third parties.

Benefits
  • Flexible monthly instalment tenure of 6, 9, 12, 18, 24, 30 or 36 months
  • Flat Interest Rate between 5.32% - 5.81% p.a. which is equivalent to Effective Interest Rate (EIR) of 9.9% p.a.
  • Better financial management by consolidating all your other bank credit cards balances to Citibank credit card.
  • Try the Balance Transfer Calculator

    Just key in the amount of your transactions (minimum RM1,000)

    • Amount (RM)
    • Tenure
    • Monthly Instalment (RM)

    Interest rate is fixed at 9.90% p.a.

Transfer your outstanding balance and for every RM 1000, pay as low as RM 32.23 per month!

Flat interest rate equivalent by tenure (months)

EIR 6 months 9 months 12 months 18 months 24 months 30 months 36 months
9.9%
p.a
5.81%
Flat p.a
5.56%
Flat p.a
5.44%
Flat p.a
5.35%
Flat p.a
5.32%
Flat p.a
5.32%
Flat p.a
5.33%
Flat p.a
Balance Transfer via Instalment Amount (RM) Monthly Repayment Amount (RM)
6 9 12 18 24 30 36
1,000 171.52 115.75 87.87 60.02 46.10 37.77 32.23
2,000 343.03 231.49 175.74 120.03 92.20 75.53 64.45
5,000 857.57 578.73 439.35 300.06 230.50 188.83 161.11
10,000 1,715.13 1,157.45 878.70 600.12 460.99 377.65 322.21
How To Apply

To apply, simply leave us your contact and our sales representative will call you back on the next business day

Alternatively, call CitiPhone at 03-2383 0000 (Kuala Lumpur), 04-296 0000 (Penang), 07-268 0000 (Johor Bahru) or 1800 82 1010 (Sabah & Sarawak) anytime, any day to request for Dial-For-Cash. Upon approval, we will deposit your cash into any of your preferred savings or checking account.

Not a Citibank cardmember yet? Apply Now!

  • Citibank Online Convenient, secure & efficient banking at your fingertips!


Click here for Citibank Balance Transfer via Instalment Plan Product Disclosure Sheet.

Click here for Citibank Balance Transfer via Instalment Plan Terms and Condition.

Looking for an additional card? You can compare credit cards to find a card that best suits your needs and rewards your lifestyle. Apply for credit card from a wide range of selection at Citibank Malaysia.