ADDITIONAL CARDS

Enjoy more benefits

Enjoy more benefits

Additional cards come with additional benefits.

Whether you want cash back and savings, rewards for travel, petrol and everyday purchases - there's a Citi Credit Card that's right for you. Applying for an additional Citibank credit card now with no supporting documentation required*!

Benefits
  • More privileges
    • Card with different benefits all at your fingertips.
  • Wider merchant selection
    • With year-long privileges and discounts from participating merchants nationwide and around the world
  • Financial freedom and peace of mind
    • Enjoy greater convenience and wider coverage with Citi global presence.
  • Preferential interest rate for additional card
    • Enjoy preferential onboarding interest rate based on your existing active card tenure with Citi.
    • If you have multiple active cards, the preferential onboarding interest rate will be based on your earliest active card tenure with the bank.
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    Preferential onboarding interest rate for your new application for an additional card
    15% p.a. Cardmembers who holds an active Citi credit card for a minimum of twelve (12) months.
    17% p.a. Cardmembers who holds an active Citi credit card for a minimum of ten (10) or eleven (11) months.

    For illustration, assuming new additional card is approved in January 2021.

    Customer A- Holds an active Citi card since January 2020. (12) Enjoy onboarding preferential interest rate at 15% p.a. You will remain at 15% p.a. if you have made a prompt payment or at least minimum due on time. If you have missed payment or did not meet the minimum due on time for one (1) or two (2) times, your interest rate will apply to 17% p.a. in the following month.
    Customer B- Holds an active Citi card since March 2020. (10) Enjoy onboarding preferential interest rate at 17% p.a. You will remain at 17% p.a. if you have made a prompt payment or at least minimum due on time for consecutive ten (10) months and apply 15% p.a. in the following month. If you have missed payment or did not meet the minimum due on time for one (1) time, your interest rate will apply to 18% p.a. in the following month.
    Customer C- Holds an active Citi card since May 2020. (8) Your new additional card onboarding interest rate is 18% p.a. as your existing active Citi card has less than nine (9) months of tenure with the bank. The applicable tiered finance charges will only be effective until such time when you have the minimum 12 months repayment record with us.
    Customer D- Holds two (2) active Citi cards since June 2018 and October 2020 The bank will assess the earliest active tenue since June 2018, and you will enjoy onboarding preferential interest rate at 15% p.a.on your newly applied additional card.
    Customer E- Holds a Citi card in May 2001 and canceled in November 2005. Do not hold any active Citi card at the moment. For new Citibank credit cardmembers, interest rate of 18% p.a. will be applied. The applicable tiered finance charges will only be effective until such time when you have the minimum 12 months repayment record with us. After that, the applicable tiered pricing rate will apply (Tiered I to Tiered III)*.

     

    NOTE:
    Preferential onboarding interest rate to your new application for an additional card is at 18% p.a. if you hold an active Citi credit card for nine (9) months or less.
    If you did not make a prompt payment or at least a minimum due on time, your credit card interest rate will apply based on Finance Charges Tiered Pricing rate. *Please refer Tiered I to Tiered III https://www.citibank.com.my/english/citi-launch/tiered-pricing.htm for more info.

How To Apply

*No documentation required (for application request without increase in existing credit limit)

You can compare credit cards to find a card that best suits your needs and rewards your lifestyle. Apply for credit card from a wide range of selection at Citibank Malaysia.

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