Faster growth with flexibility.

Time/Fixed Deposit - Faster growth and flexibility

Earn monthly interest on our Citibank Time Deposits (also known as Fixed Deposits). What's more, you get to enjoy the flexibility of making partial withdrawals before maturity date of your Time Deposit.




  • Earn monthly interest*.
  • Partial withdrawals in multiples of RM5,000 before the maturity date.
  • Option to pledge your Time Deposit for overdraft facility.
  • Continue to earn the original interest rate with your remaining balance.

Global Access

  • View your Citibank® Time Deposit accounts across participating countries with a single login via Online Global View.


  • Online account inquiries and banking transactions via Citibank® or Citigold® Online.
  • Make banking inquiries anytime, anywhere via live e-Chat, 'Call Me' function and 20 seconds1 call pickup.


  • Eligible for protection by PIDM**.

* Monthly interest is only available for minimum deposit of RM50,000 and for a minimum tenure of 6 months.

** Click here for more details on PIDM protection.

1From the moment you press 0 to speak to a CitiPhone officer.


Time Deposit Interest

Partial withdrawal before maturity RM5,000. Balance amount will continue to earn interest

Global Access

Online Global View of accounts via single login


Minimum deposit (for 1 month tenure) RM 5,000
Minimum deposit (for 2 to 60 months tenure) RM 1,000
Option to pledge for overdraft facility
Complimentary monthly e-statement
Online e-Chat
Call-Me back function
How To Apply

For the Citibank Account Terms and Conditions, click here.

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