A unique integrated savings and checking account that works harder than a savings account.
- Earn daily interest that is credited monthly into your account.
- Attractive interest rates for deposits with balances above RM10,000.
- Personalized Citibank® check book.
- Transfer funds in an instant between Citibank® accounts across multiple countries via Citibank Global Transfer.
- View your Citibank accounts across participating countries with a single login via Online Global View.
- Complimentary cash withdrawal at more than 20,000 Citibank ATMs worldwide.
- Emergency cash withdrawal of up to USD 10,000 at any Citibank branches worldwide.
- Up to RM 10,000 daily cash withdrawal.
- Citibank/Citigold Debit & ATM card to withdraw cash or make payments for purchases worldwide.
- Access to over 11,000 MEPS ATM network nationwide.
- Online account inquiries and banking transactions via Citibank® or Citigold® Online.
- Make banking inquiries anytime, anywhere via live e-Chat, 'Call Me' function and 20 seconds1 call pickup.
- Eligible for protection by PIDM*.
* Click here for more details on PIDM protection.
1From the moment you press 0 to speak to a CitiPhone officer.
|Attractive interest rates||Deposit balance above RM 10,000|
|Complimentary instant online fund transfer worldwide||Up to USD 12,500 daily for Citibank® customers and USD 25,000 daily for Citigold® customers.|
|Emergency cash withdrawal at Citibank branches worldwide||Up to USD 10,000|
|Online Global View of accounts via single login|
|Complimentary Citibank ATM withdrawal worldwide|
|Minimum opening balance||RM 5,000|
|Daily cash withdrawals||Up to RM 5,000 for Citibank customers and RM 10,000 for Citigold customers.|
|Interbank funds transfer (Interbank GIRO)||RM0.11 (including 6% GST) per transaction
Notice: This will be waived (effective 24th March 2015) until further notice.
|Complimentary monthly e-statement|
|Cash withdrawal, check balance and pay credit card bills at more than 11,000 MEPS ATM|
|Call-Me back function|
|Debit & ATM card|
- For local checks received/deposited BEFORE 4pm, the funds will be available to customer the next business day*, provided the check deposited is not returned.
- For local checks received/deposited AFTER 4pm, the funds will be available to customer on 2nd business day*, provided the check deposited is not returned.
*Federal Territory holiday is not considered a business day for all states.
|Citibank or Citigold Online|
For the Citibank Account Terms and Conditions, click here.