The card that keeps it simple


Simpler terms, no hassle

Instant Savings

Instant Savings

Get 10% interest back on purchases and cash advances every month when you pay at least the minimum monthly due amount on-time

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Stress Free Payments

Stress Free Payments

No late payment charge

No Extra Fee

No Extra Fee

No yearly annual card fee and no over limit fee when you go over your credit limit

Top 4 credit card features

Citi World Privileges

Get deals and discounts locally & in 95 other countries

Citi Paywise (Transaction)

Turn any big purchases into small payments

Citi Paywise (Statement)

Turn statements into small payments

Citi Quick Cash

Instant cash to get things done right away

Ongoing promotions

Coffee Bean and Tea Leaf<sup>®</sup>

Coffee Bean and Tea Leaf®

Get 15% off CB&TL beverage

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Get 7% off for Citi Cash Back Platinum Card;
Get 5% off for Citi Cash Back Card

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Hotel Dining

Hotel Dining

Get up to 20% off

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Freedom to do more with the new
Citi Mobile® App

Everything at a glance

Activate a new card

Secure your transaction

Lock and unlock your card

Powerful features on demand

Unlock the simple credit experience you deserve

Get a new Citi Simplicity+ Credit Card from your phone or computer in an easy, paperless signup process

Minimum Income

Minimum income requirement for Malaysian: 
RM 24,000 per annum

Age 21 Or Older

Principal Cardmember: Age 21 or older
Supplementary Cardmember: Age 18 or older

Salaried employee

  • Photocopy of MyKad (both sides)
  • Latest EPF statement OR Latest 2 months salary slip1

AND any of the following where necessary:

  • 3 months1 bank statements
  • Latest EA Form
  • Latest BE Form with tax receipt


  • Photocopy of MyKad (both sides)
  • Photocopy of Business Registration Form
  • Latest Form B with tax receipt

Salaried Expatriate

  • Copy of Passport
  • Latest 2 months' salary slip1
  • Work permit valid for at least one (1) year at the time of application
  • Letter of employment



1Number of months of salary slip required will depend on the job nature of applicants

Tems and Conditions

For more information on the credit card features, click here.
For Citi Simplicity+ Credit Card Terms and Conditions, click here.
For Citi Credit Cards Terms and Conditions, click here.
For Citi Credit Cards Fees and Charges, click here.

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