CITIBANK CREDIT CARD COMPARISON

At Citi, we provide a range of credit cards to cater to different lifestyles. Use our credit card selector tool to compare credit cards and find the right card for your needs. 

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Citi PremierMiles
Visa Card

Citi PremierMiles Visa Card

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Citi PremierMiles Visa Card
Earn 1 PremierMiles for every RM3 spent locally and 2 PremierMiles for every RM3 equivalent spent in foreign currencies internationally.

Unlimited access to selected international Plaza Premium Lounges in Malaysia, Singapore, Hong Kong & England.

Complimentary ride home from KLIA when you spend with your Citi PremierMiles card overseas.
Citi PremierMiles Visa Card
Earning PremierMiles
Earn 1 PremierMiles for every RM3 spent locally and 2 PremierMiles for every RM3 equivalent spent in foreign currencies internationally.

Flexibility in Redemption
Use your PremierMiles to redeem complimentary flights from over 90 airlines, complimentary stays from 8,000 hotels worldwide or even turn your PremierMiles into cash rebates to pay for your travel expenses.
Citi PremierMiles Visa Card
Access to Plaza Premium Lounge
Present your Citi PremierMiles Visa Card for unlimited complimentary access to select lounges in Malaysia, Singapore, Hong Kong and China.

Complimentary Ride Home
Enjoy complimentary rides home from KLIA when you swipe your Citi PremierMiles Visa Card 3x overseas in foreign currency.
Citi PremierMiles Visa Card

Overseas Personal Accident 

Up to RM300,000 coverage for any personal accident while overseas when you charge your travel ticket to your Citi PremierMiles Card.

Travel Inconvenience Coverage 

Compensation includes flight delay, missed flight connection, baggage delay or loss, trip cancellation, wallet guard, overseas 24-hour personal accident and medical expenses insurance, emergency medical evacuation and compassionate visit cover.

Citi PremierMiles Visa Card

Principal Card
RM636 (including 6% GST).

Supplementary Card
No Annual Fee.

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AirAsia-Citi
Gold Visa Credit Card

AirAsia-Citi Gold Visa Credit Card

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AirAsia-Citi Gold Visa Credit Card
Complimentary 3x AirAsia
In Flight Meals and 1x
Pick a Seat.

Priority Booking and Early Notice.

Earn up to 2x AirAsia Points.
AirAsia-Citi Gold Visa Credit Card
Complimentary AirAsia In Flight Meals and Pick a Seat
Get this upon spend of a minimum RM20,000 annually.

Rewards
Earn up to 2x AirAsia Points for every Ringgit spent.

AirAsia Citi Rewards
Redeem AirAsia BIG points for complimentary flights.
AirAsia-Citi Gold Visa Credit Card
Priority Booking
Grab lowest fares and best seats on AirAsia sales one day ahead of the public and AirAsia Newsletter subscribers.

Early Sales Notification
Receive early notification of AirAsia promotions via SMS or email.

Special Fares
Enjoy special fares and holiday packages not available elsewhere.

Citi World Privileges
Enjoy discount up to 50% at over 24,000 establishment worldwide.
AirAsia-Citi Gold Visa Credit Card

Overseas Personal Accident 

Up to RM100,000 coverage for any personal accident while overseas when you charge your travel ticket to your AirAsia-Cibank Gold Visa Credit Card.

Travel Inconvenience Coverage 

Compensation includes flight delay, missed flight connection, baggage- delay, loss or damage and overseas personal accident.

AirAsia-Citi Gold Visa Credit Card

Principal Card
RM190.80 (including 6% GST).

Supplementary Card
No Annual Fee.

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AirAsia-Citi
Platinum Visa Credit Card

AirAsia-Citi Platinum Visa Credit Card

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AirAsia-Citi Platinum Visa Credit Card
RM200 OFF one AirAsia X Premium Flatbed Upgrade.

Complimentary 6x
In Flight Meals & 2x Pick Seat.

Priority Booking & Early Notice.
AirAsia-Citi Platinum Visa Credit Card
Complimentary AirAsia In Flight Meals and Pick a Seat
Get this upon spend of a minimum RM30,000 annually.

Rewards
Earn up to 3x AirAsia Points for every Ringgit spent.

AirAsia Citi Rewards
Redeem AirAsia BIG points for complimentary flights.
AirAsia-Citi Platinum Visa Credit Card
Priority Booking
Grab lowest fares and best seats on AirAsia sales one day ahead of the public and AirAsia Newsletter subscribers.

Early Sales Notification
Receive early notification of AirAsia promotions via SMS or email.

Special Fares
Enjoy special fares and holiday packages not available elsewhere.

Citi World Privileges
Enjoy discount up to 50% at over 24,000 establishment worldwide.
AirAsia-Citi Platinum Visa Credit Card

Overseas Personal Accident 

Up to RM200,000 coverage for any personal accident while overseas when you charge your travel ticket to your AirAsia-Cibank Platinum Visa Credit Card.

Travel Inconvenience Coverage 

Compensation includes flight delay, missed flight connection, baggage- delay, loss or damage and overseas personal accident.

AirAsia-Citi Platinum Visa Credit Card

Principal Card
RM402.80 (including 6% GST).

Supplementary Card
No Annual Fee.

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Citi Prestige
Card

Citi Prestige Card

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Citi Prestige Card
Access to exclusive events.

Complimentary hotel nights.

Complimentary green fees.

Unlimited airport lounge access.

Expert concierge service.
Citi Prestige Card
Rewards
Earn 1X Citi Rewards points for every RM1 spent locally.

Earn 2X Citi Rewards points for every RM1 equivalent spent in foreign currencies internationally.

Earn Relationship Bonus points awarded on your annual spend based on the length and depth of your relationship with Citibank.

Enjoy double Relationship Bonus Points if you are a Citigold customer.

Redeem anything, anywhere
Redeem any of your purchases with your available points.
Citi Prestige Card
Citi Prestige Global Concierge
A dedicated concierge to cater for all your lifestyle needs. From the basic to the most extravagant arrangements, they are just a phone call away.

Complimentary Ride Home from KLIA
Enjoy a complimentary airport ride home when you arrive at KLIA by presenting 3 overseas sales slip in foreign currency and your Citi Prestige card.

Complimentary Night Stay Program
Enjoy complimentary night stay at more than 800 luxury hotels worldwide.

Starwood Exclusive Privileges
Skip Preferred Guest® member status and head straight to Gold Preferred when you use your Citi Prestige card for your next stay at Starwood Hotels and Resorts anywhere in Asia Pacific.

Golf Privileges
Enjoy complimentary green fees at over 2,400 golf courses in Mexico, USA, Asia, Europe and Africa.
Citi Prestige Card

Overseas Personal Accident 

Up to RM1,000,000 coverage for any personal accident while overseas when you charge your travel ticket to your Citi Prestige card.

Travel Inconvenience Coverage 

Compensation includes flight delay, missed flight connection, baggage delay or loss, trip cancellation, wallet guard, overseas 24-hour personal accident and medical expenses insurance, emergency medical evacuation and compassionate visit cover.

Extended Warranty 

Get up to maximum of 24 months Extended Warranty that takes effect when the original manufacturer's warranty expires, which covers products bought in Malaysia costing RM2,500 per item or less, and not exceeding RM5,000 per occurrence.

Purchase Protection Plan 

For 30 days, if your purchase is lost, stolen, or damaged, you will be reimbursed for 50% of the amount shown on your Citibank sales draft up to a maximum of RM30,000 per item, or up to a maximum of RM75,000 per occurrence.

Refund Protection 

If you are dissatisfied with your purchase within 30 days and the retailer refuses to take the purchased item back, you can return it and be reimbursed with the purchase price, up to a maximum of RM1,500 per item, and subject to a maximum of RM8,000 per occurrence.

Citi Prestige Card

Principal Card
RM1,060 (including 6% GST).

Supplementary Card
No Annual Fee.

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Citi
Rewards Card

Citi Rewards Card

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Citi Rewards Card
5X Citi Rewards points on everyday spend at major departmental stores and supermarkets.

5X Citi Rewards points on overseas spend.

Complimentary, unlimited access to Plaza Premium Lounge in KLIA.
Citi Rewards Card
Rewards
Every spending of RM1 earns you 1 Citi Rewards point.

Earn 5X Citi Rewards points at major departmental stores, supermarkets and overseas.

Redeem anything, anywhere
Redeem any of your purchases with your available points.

Rewards Catalogue
Redeem gift/items, vouchers, air miles, and annual fee with your Citi Rewards points.

Instant Redemption
Use your Citi Rewards points to pay for shopping, dining, movie tickets and more.
Citi Rewards Card
Plaza Premium Lounge
Present your Citi Rewards Card for unlimited complimentary access to selected lounges at KLIA.

Citi Rewards Card

Overseas Personal Accident 

Up to RM50,000 coverage for any personal accident while overseas when you charge your travel ticket to your Citi Platinum Card.

Purchase Protection Plan 

For 30 days, if your purchase is lost, stolen, or damaged, you will be reimbursed for 50% of the amount shown on your Citibank sales draft up to a maximum of RM10,000 per item, or up to a maximum of RM25,000 per occurrence.

Citi Rewards Card

Principal Card
RM636 (including 6% GST).

Supplementary Card
RM159 (including 6% GST).

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Citi
Clear Card

Citi Clear Card

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Citi Clear Card
1-for-1 drinks at The Coffee Bean & Friday 1-for-1 movie tickets.

3X Citi Rewards points at popular hangouts.
Citi Clear Card
Rewards
Every spending of RM1 earns you 1 Citi Rewards point. Earn 3X Citi Rewards points at selected merchants.

Rewards Catalogue
Redeem gift/items, vouchers, air miles, and annual fee with your Citi Rewards points.

Instant Redemption
Use your Citi Rewards points to pay for shopping, dining, movie tickets and more.
Citi Clear Card
1-for-1 Movie and Priority Access
1-for-1 movie tickets at GSC and TGV cinemas nationwide every Friday.

Coffee Bean & Tea Leaf
1-for-1 drinks at most outlets nationwide every Monday to Friday.
Citi Clear Card
Citi Clear Card

Principal Card
RM95.40 (including 6% GST).

Supplementary Card
RM63.60 (including 6% GST).

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Citi
Choice Card

Citi Choice Card

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Citi Choice Card
The freedom to make the purchases you always wanted at no annual fees.
Citi Choice Card
Rewards
Every spending of RM50 earns you 50 Citi Rewards points.

Rewards Catalogue
Redeem gift/items, vouchers, air miles and annual fee with your Citi Rewards points.

Instant Redemption
Use your Citi Rewards points to pay for shopping, dining, movie tickets and more.
Citi Choice Card
No Annual Fees for life.
Citi Choice Card
Citi Choice Card

Principal Card
No Annual Fee.

Supplementary Card
No Annual Fee.

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Cash Back Card

Cash Back Card

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Cash Back Card
Up to 5% cash back on everyday purchase.

Automatic cash back into your account.

No minimum spend required.
Cash Back Card
Rewards
5% rebates on Petrol.

2% rebates on selected Pharmaceutical, Grocery and Phone bills.

0.2% rebates on other retail spend.

Cash rebates
Automatically credited into your account monthly upon reaching RM20 in amount.
Cash Back Card
KPJ Healthcare
Exclusive healthcare benefits at KPJ Hospitals, Malaysia's largest private healthcare network.
Cash Back Card

Cash Back Card

Principal Card
RM127.20 (including 6% GST).

Supplementary Card
RM63.60 (including 6% GST).

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Cash Back Platinum Card

Cash Back Platinum Card

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Cash Back Platinum Card
Up to 5% cash back on everyday purchase.

Automatic cash back into your account.

No minimum spend required.
Cash Back Platinum Card
Rewards
5% rebates on Petrol.

2% rebates on selected Pharmaceutical, Grocery and Phone bills.

0.2% rebates on other retail spend.

Cash rebates
Automatically credited into your account monthly upon reaching RM20 in amount.
Cash Back Platinum Card
KPJ Healthcare
Exclusive healthcare benefits at KPJ Hospitals, Malaysia's largest private healthcare network.
Cash Back Platinum Card

Cash Back Platinum Card

Principal Card
RM206.70 (including 6% GST).

Supplementary Card
RM106 (including 6% GST).

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Shell Citi
Credit Card

Shell-Citi Credit Card

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Shell-Citi Credit Card
The most rebates on Shell fuel up to 8%. Everyday!

Automatic redemption of rebates.
Shell-Citi Credit Card
Rewards
Enjoy up to 8% rebates on Shell fuel at any Shell stations nationwide.

Cash rebates
Automatically credited into your account monthly upon reaching RM20 in amount.
Shell-Citi Credit Card
KPJ Healthcare
Exclusive healthcare benefits at KPJ Hospitals, Malaysia's largest private healthcare network.
Shell-Citi Credit Card

Overseas Personal Accident 

Up to RM100,000 coverage for any personal accident while overseas when you charge your travel ticket to your Shell-Citi Gold Credit Card.

Purchase Protection Plan 

For 30 days, if your purchase is lost, stolen, or damaged, you will be reimbursed for 50% of the amount shown on your Citibank sales draft up to a maximum of RM12,000 per item, or up to a maximum of RM30,000 per occurrence.

Refund Protection 

If you are dissatisfied with your purchase within 30 days and the retailer refuses to take the purchased item back, you can return it and be reimbursed with the purchase price, up to a maximum of RM1,500 per item, and subject to a maximum of RM6,000 per occurence.

Shell-Citi Credit Card

Principal Card
RM206.70 (including 6% GST).

Supplementary Card
RM106 (including 6% GST).

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Giant Citi
Card

Giant Citibank Card

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Giant Citibank Card
As high as 5% rebates on Giant purchases everyday.

Up to 2% rebates on selected Dining and Utilities spend.
Giant Citibank Card
Rewards
Enjoy up to 5% rebates on Giant purchases every day.

Giant Rebates
Rebates will be given in the form of Giant vouchers.
Giant Citibank Card
KPJ Healthcare
Exclusive healthcare benefits at KPJ Hospitals, Malaysia's largest private healthcare network.
Giant Citibank Card

Overseas Personal Accident 

Up to RM100,000 coverage for any personal accident while overseas when you charge your travel ticket to your Giant Citibank Credit Card.

Roadside Assistance 

24/7 emergency roadside assistance and towing service.

Purchase Protection Plan 

For 30 days, if your purchase is lost, stolen, or damaged, you will be reimbursed for 50% of the amount shown on your Citibank sales draft up to a maximum of RM12,000 per item, or up to a maximum of RM30,000 per occurrence.

Refund Protection 

If you are dissatisfied with your purchase within 30 days and the retailer refuses to take the purchased item back, you can return it and be reimbursed with the purchase price, up to a maximum of RM1,500 per item, and subject to a maximum of RM6,000 per occurence.

Giant Citibank Card

Principal
RM120.

Supplementary
FREE.

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Citi Business
Platinum Card

Citi Business Platinum Card

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Citi Business Platinum Card
Unlimited 1.2% cash back on overseas spend.

Unlimited 0.5% cash back on local spend.

Insurance coverage up to RM1,000,000.
Citi Business Platinum Card
Rewards
2% cash back on overseas hotel and dining.

Up to 1% cash back on all other retail spend.

•0.3% cash back for the first RM300 monthly spend.
•1% cash back for remaining spend.

Cash Back
Minimum cash back redemption amount is RM50.

Cash back redeemable anytime by calling our 24 Hour CitiPhone line.
Citi Business Platinum Card
Premium Dining Privileges
20% off total food bill, complimentary bottle of wine or dessert if spend RM500 above.

Visa Commercial Offers
Comprehensive suite of privileges including hotel discounts and travel deals.

Visa MICE Connect
Expand business connections via Visa MICE Connect.
Citi Business Platinum Card

Personal Accident Benefits 

up to RM1,000,000.

Travel Inconvenience Coverage 

Compensation includes flight delay, missed flight connection, baggage delay, damage or loss.

Citi Business Platinum Card

Principal Card
RM200.

Supplementary Card
RM100.

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