• Need for speed?

The Citi Rewards Card gives you 5X Rewards points when you shop for everyday purchases, or when you travel - all year round. You'll also have access to the Visa Signature or World MasterCard premium-level benefits program for exclusive privileges and offers.

Top 3 reasons to apply for a Citi Rewards Card
Accelerated Rewards earnings
at major departmental stores
and supermarkets.
on overseas spend
And complimentary,
unlimited access to Plaza
Premium Lounge in KLIA.
Rewards points
that never expire
Redeem merchandise, air
miles, hotel stays, or pay for
purchases with points that
never expire.

  • 5X Citi Rewards points for every RM1 spent at major departmental stores and supermarkets/hypermarkets*.

    Departmental stores
    AEON, AEON Big | Marks & Spencer | Metrojaya | Parkson | Robinsons | Tangs | Isetan

    B.I.G Ben's Independent Grocer | Cold Storage | Everise | Giant | Jasons Food Hall | Jaya Grocer | Servay | Tesco | Village Grocer
  • 1X Citi Rewards points for every RM1 spent locally for all other categories**.

overseas travel
  • 5X Citi Rewards points for every RM1 spent overseas#.

Convert your points to pay for recent purchases in selected categories to reduce your credit card balance via Citibank Online.

*Retail transactions made at the selected supermarket/hypermarket merchants will be awarded 5X Citi Rewards points up to a maximum spend of RM3,000 per billing cycle month.
**Transactions that are not included in the calculation of Rewards points are stated in the Citi Rewards Card Terms and Conditions.
#Overseas retail transactions will be awarded 5X Citi Rewards points up to a maximum spend of RM24,000 per year.
^Valid for retail transactions above RM200 only.
access to Plaza
Premium Lounge

Present your Citi Rewards Card and a valid boarding pass for complimentary access to the Plaza Premium Lounge in Kuala Lumpur International Airport with a variety of services and facilities at your disposal.

Visa Signature /
World MasterCard


  • 24/7 Visa Worldwide Concierge.
  • VIP privileges from Visa Luxury Hotel Collection.
  • 50% OFF green fees at participating golf clubs.

Click here for details.


  • 24/7 World MasterCard Concierge.
  • VIP privileges at selected luxury hotels and destination travel offers.
  • Exclusive golf experiences.

Click here for details.

Up to RM50,000 Overseas 24 Hours Personal Accident coverage

Covers you and your supplementary cardmember(s) for any personal accidents incurred while overseas, when you charge your travel ticket to your Citi Rewards Card.

Purchase Protection

Eligible purchases on your Citi Rewards Card are protected for 30 days up to maximum RM10,000 per item / RM25,000 per occurrence. An Excess of 50% of the loss subject to a minimum of RM75 is applied in respect of accidental loss or damage including theft (other than burglary, robbery and hold-up) from the total loss payable to the cardmember.

Click here to view the full complimentary insurance benefits for your Citi Rewards Card. For enquiries and claims, please contact Chubb Insurance Malaysia Berhad at 1800-88-2393.

Lifestyle and
  • Call the Citi Rewards dedicated priority line at +603 2383 1010 for any enquiries.
  • ATM and Cash Advances worldwide
    Access to instant cash advances from more than 500,000 Visa PLUS ATMs worldwide with your Personal Identification Number (PIN).
  • Citi World Privileges
    Enjoy privileges at over 24,000 establishments worldwide. Visit for more details.


Get 20% OFF Executive Screening Packages* and 15% OFF walk-in hospital room rates**.

For enquiries and appointments, please refer to the list of participating hospitals.

* Not applicable for ongoing promotional packages and excludes medical officers and specialists' consultant fees.

** Applicable from RM120 and above.

Promotions, promotional events and screening packages may vary and are subject to availability at the participating hospital. Discounts are only applicable if payment is fully made with the Citi Rewards Card.

Operated by KPJ. Other terms and conditions apply.


The simple application process should take less than 10 minutes to complete if you have all your personal details ready at hand.

Criteria for application
Minimum Income Requirement Visa Signature: RM60,000 per annum
World MasterCard: RM90,000 per annum
Minimum Age 21 years old
Minimum Age for Supplementary Cardmembers 18 years old
Required documents for New-To-Bank applicants
Type of Applicant Documents Required*
Salaried Employee Photocopy of MyKad (both sides)
Latest EPF statement
Latest 2 months salary slip1

AND any of the following where necessary

• 3 months' bank statements
• Latest EA Form
• Latest BE Form with tax receipt
Self- Employed Photocopy of MyKad (both sides)
Photocopy of Business Registration Form


Latest Form B with tax receipt
6 months' bank statements
Salaried Expatriate Copy of Passport
Latest 2 months' salary slip1
Work permit valid for at least one (1) year at the time of application
Letter of employment
*You may be asked to submit any number of the documents in the table
1Number of months of salary slip required will depend on the job nature of applicants
key facts
Balance Transfer Rate Check out the latest offer on credit card balance transfer
Finance Charges for Purchases 15% p.a. (daily interest) - Cardmembers who promptly settle their min. payment due for 12 consecutive months.
17% p.a. (daily interest) - Cardmembers who promptly settle their min. payment due for 10 months or more in a 12-month cycle.
18% p.a. (daily interest) - Cardmembers who do not fall within the categories above.
Cash Advance 5% of credit card cash advance amount or minumum RM20, whichever higher, and 18% per annum daily interest.
Interest Free Period 20 days from the statement date and applicable only for cardmembers who pay in full on or before the payment due date. If cardmember opts to make partial or minimum payment, finance charges for retail transactions will be calculated from the day transactions are posted to the card account.
Maximum Credit Limit RM450,000
Annual Fee Principal: RM600
Supplementary: RM150
Government Service Tax Effective 1 September 2018, a government service tax of RM25 will be imposed on each principal and supplementary card
Manage your account
Accessibility • Citibank Online
• CitiPhone banking
• Over the counter
• Worldwide acceptance
Payment Methods • Citibank Online
• Automatic direct debit (One Bill)
• Funds transfer
• CitiPhone banking
citibank online
• Card account information
• e-Statement
• Online bill payment
• Mobile bill payment
• Mobile prepaid reload
• Funds transfer
• Citi Alerts
• Rewards redemption

For Citi Credit Cards Terms and Conditions, click here.

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    Make the most of your savings, everyday spend, shopping escapade and travel experience with Citi. View all credit cards and apply for credit card with Citi to start enjoying the offers today.