Powering Smarter Business
Citi Business Signature card

Citi Business Signature card supports your business expenditure needs, complete with comprehensive expense reporting. Moreover, the card also lets you enjoy cashback on selected spend with zero annual fees and complimentary insurance as well as offers and benefits from Citi.


Top 3 reasons to get a Citi BUSINESS SIGNATURE CARD

  • Comprehensive expense reporting

  • Up to 0.75% cash back on selected spend

  • Complimentary Corporate Liability Waiver insurance

Business Expense

Business Expense Management Simplified

  • Streamlined manual expense processing and time saving single payment solution.
  • Organised, consolidated report that allows you to reconcile and track expenditure easily.

Flexibility & Protection

Flexibility & Protection

  • Full Corporate Liability - The company (Principal account) will be solely liable for the total debt of every card issued under its name.
  • Set spending limit to control employee expense.
  • Complimentary Corporate Liability Waiver Insurance of up to RM75,000 per cardmember to protect your company against misuse by employees1
  • Complimentary travel insurance with high coverage2

A World of Advantages

A World of Advantages

  • Earn 0.75% cash back on selected spend.
  • Earn an additional 0.25% cash back on selected spend from now till 14 September 2019.
  • Earn 0.5% cash back on utility spend.

Travel &
IT / Computers Advertisements Office
Utilities Bills
Monthly Spend (RM) 75,000 25,000 15,000 10,000 50,000
Yearly Spend (RM) 900,000 300,000 180,000 120,000 600,000
Cash Back
0.75% + 0.25%*
Total Cash Back
Earned Per Year (RM)
9,000 3,000 1,800 1,200 3,000
TOTAL (RM) 18,000

• Discounts at selected premium golf club worldwide, automatic room upgrades at the finest hotels and lots more with VISA Signature. To find out more, please visit here.

1 The insurance policy is underwritten by AIG Malaysia Insurance Berhad and Citibank Berhad is the group policy owner. This insurance coverage is offered to Citi Business Signature Cardmembers on a complimentary basis. Terms and Conditions apply.

2 The insurance policy is underwritten by Chubb Insurance Malaysia Berhad and Citibank Berhad is the group policy owner. This insurance coverage is offered to Citi Business Signature Cardmembers on a complimentary basis. Terms and Conditions apply.

3 The minimum redemption value is RM200. Just call our Business Priority Line at 03-2383 3388 to redeem. Terms and Conditions apply.

How It Works

Simplify the business expense cycle

Time is money. Do away with manual expense calculations and streamline your company's expense management process by making it shorter and more efficient.

How To Apply


  • Registered company in Malaysia with at least 3 years of operation.
  • Company financials are healthy (Annual turnover of minimum RM5 Million)
  • Employee must be 21 years of age and above.
  • Employees' minimum income must be at least RM24,000 p.a.
    Citi Business Signature (Full Corporate)
    Annual Fees No annual fees
    Service Tax RM25.00 will be imposed upon the principal card account on its approval date and subsequently, upon the anniversary of its approval date. For each supplementary card(s), RM25.00 will be charged upon card activation date, and subsequently upon the anniversary of each card(s)’s approval date

    Click here to view the full list of fees and charges.

    • Click on the "Apply Now" button.
    • Fill up your particulars.
    • We'll contact you on the following business days.

  • Quick Links

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Citi Business Signature Card (Full Corporate Liability) Terms and Conditions effective 15 April 2019 Click here.