INTEREST / ISLAMIC BANKING RATES

Interest / Islamic Banking Rates

Interest / Islamic Banking Rates

Interest Rates

Base Lending Rate & Base Financing Rate: 6.30% p.a.

Effective Date: 14 September 2022

Base Rate 3.15% p.a.

Effective Date: 14 September 2022

Standardised Base Rate (SBR) 2.50% p.a.

Effective Date : 14 September 2022

Pursuant to the revised Guidelines on Reference Rate Framework issued by Bank Negara Malaysia (BNM) on 11 August 2021, please note that the current Base Rate (BR) will be replaced with a new reference rate which is Standardised Base Rate (SBR) as the main reference rate.

To view the historical trend for Standardised Base Rate (SBR), Base Rate (BR) and Base Lending Rate (BLR) / Base Financing Rate (BFR), kindly visit www.citibank.com.my/cof_opr

Note: The Standardised Base Rate (SBR) shall be set as the prevailing Overnight Policy Rate (OPR), which is determined by the Monetary Policy Committee of Bank Negara Malaysia (BNM).

Standard Housing Loan Product*

Indicative Effective Lending Rate 3.95% p.a.
* A standard housing loan product refers to a housing loan product with loan amount of RM350,000 for 30 years and has no lock-in period.

Effective Date: 14 September 2022

Time Deposit Interest Rates

Time Deposit

Tenure (Months) Interest Rates (% p.a.)
1 to 2 1.75
3 to 5 1.70
6 to 8 1.95
9 and above 2.05

Effective Date: 14 September 2022

Foreign Currency Call Account Interest Rates

Currency Interest Rate (% p.a.)
Australian Dollar Currency Call Account
Effective Date : 1 October 2020
0.00

Savings and Checking Interest Rates

Basic Savings Account

Balance Range (RM) Interest Rate (% p.a.)
Up to 50,000 0.25
Up to 200,000 0.35
Up to 1 million 0.75
Above 1 million 1.00

Effective Date: 13 May 2009

Savings Account (formerly known as Hi - Save Savings Account)

Balance Range (RM) Interest Rate (% p.a.)
Up to 50,000 0.10
Up to 200,000 0.25
Up to 500,000 0.75
Up to 1 million 1.00
Above 1 million 1.30

Effective Date: 13 May 2009

Savings Account

Balance Range (RM) Interest Rate (% p.a.)
Up to 50,000 0.25
Up to 200,000 0.35
Up to 1 million 0.75
Above 1 million 1.00

Effective Date: 13 May 2009

AcceleRate Savings Account

Interest Rate Type Interest Rate (% p.a.)
Base Interest on your Average Balance 0.50
Bonus Interest on your Incremental Balance versus previous month’s Average Balance (capped at RM30,000 per month) 4.38

Effective Date: 18 March 2019

Premium Checking Account - Citigold

Balance Range (RM) Interest Rate (% p.a.)
Up to 10,000 0.00
Up to 100,000 0.10
Up to 200,000 0.25
Up to 500,000 0.50
Up to 1 million 1.00
Above 1 million 1.25

Effective Date: 13 May 2009

Premium Checking Account - non - Citigold

Balance Range (RM) Interest Rate (% p.a.)
Up to 10,000 0.00
Up to 100,000 0.10
Up to 200,000 0.15
Up to 500,000 0.40
Up to 1 million 0.90
Above 1 million 1.15

Effective Date: 13 May 2009

Max Yield Account

Average Assets Under Management (AUM) Interest Rate (% p.a.)
Up to RM300,000 0.50
Up to RM500,000 1.00
Up to RM1,000,000 1.50
Up to RM3,000,000 1.65
Up to RM5,000,000 1.80
Above RM5,000,000 2.00

Effective Date : 1 October 2020

Step-Up Interest Account

Balance Range (RM) Interest Rate (% p.a.)
Base Interest on your Average Balance 0.50
Minimum monthly increment of RM500 in account Average Balance 0.15 - 1.80

Effective Date: 15 January 2014

E-Account

Balance Range (RM) Interest Rate (% p.a.)
Up to 5,000 0.30
Up to 30,000 1.00
Above 30,000 1.50

Effective Date: 19 August 2005

Disclaimer: Please note that rates are subject to change at any time; you are advised to verify the rates by contacting Citibank.

Islamic Banking Rates

Citibank Islamic Savings Account-i

Balance Range (RM) Historical Hibah Rates (% p.a.)
Up to 4,999.99 0.10
Up to 99,999.99 0.50
100,000 and above 1.00

Effective Date: 1 May 2014

Citibank Checking Account - i

Balance Range (RM) Historical Hibah Rates (% p.a.)
Up to 5,000 0.00
Above 5,000 1.60

Effective Date: 16 May 2006

CitiBusiness Checking Account - i

Balance Range (RM) Historical Hibah Rates (% p.a.)
Up to 10,000 0.00
Up to 100,000 0.10
Up to 200,000 0.25
Up to 500,000 0.50
Up to 1 million 1.00
Above 1 million 1.25

Effective Date: 13 May 2009

Disclaimer: The granting of hibah (if any) and the actual hibah rates are at the bank’s sole and absolute discretion.

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