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Interest Rates
| Base Lending Rate & Base Financing Rate: | 5.55% p.a. |
Effective Date: 13 July 2020
| Base Rate | 2.40% p.a. |
Effective Date: 13 July 2020
Pursuant to the revised Guidelines on Reference Rate Framework issued by Bank Negara Malaysia (BNM) on 18 August 2016, find out how the benchmark cost of funds is used to determine our Base Rate (BR) and Base Lending Rate (BLR)/Base Financing Rate (BFR) for our property loans.
Pursuant to BNM’s recalibrated LIBOR transition signpost letter dated 26 March 2021, Citibank Berhad will be ceasing all new issuances of LIBOR referencing products by 31 December 2021. Please find e-brochure regarding LIBOR Contracts Cessations here.
To view the benchmark cost of funds details as well as its historical trend from the last three years, visit www.citibank.com.my/cof
Standard Housing Loan Product*
| Indicative Effective Lending Rate | 3.20% p.a. |
| * A standard housing loan product refers to a housing loan product with loan amount of RM350,000 for 30 years and has no lock-in period. | |
Effective Date: 13 July 2020
Time Deposit Interest Rates
Time Deposit
| Tenure (Months) | Interest Rates (% p.a.) |
|---|---|
| 1 to 2 | 1.15 |
| 3 to 5 | 1.10 |
| 6 to 8 | 1.30 |
| 9 | 1.30 |
| 10 and above | 1.30 |
Effective Date: 15 April 2021
Foreign Currency Call Account Interest Rates
| Currency | Interest Rate (% p.a.) |
|---|---|
| Australian Dollar Currency Call Account Effective Date : 1 October 2020 |
0.00 |
Savings and Checking Interest Rates
Basic Savings Account
| Balance Range (RM) | Interest Rate (% p.a.) |
|---|---|
| Up to 50,000 | 0.25 |
| Up to 200,000 | 0.35 |
| Up to 1 million | 0.75 |
| Above 1 million | 1.00 |
Effective Date: 13 May 2009
Savings Account (formerly known as Hi - Save Savings Account)
| Balance Range (RM) | Interest Rate (% p.a.) |
|---|---|
| Up to 50,000 | 0.10 |
| Up to 200,000 | 0.25 |
| Up to 500,000 | 0.75 |
| Up to 1 million | 1.00 |
| Above 1 million | 1.30 |
Effective Date: 13 May 2009
Savings Account
| Balance Range (RM) | Interest Rate (% p.a.) |
|---|---|
| Up to 50,000 | 0.25 |
| Up to 200,000 | 0.35 |
| Up to 1 million | 0.75 |
| Above 1 million | 1.00 |
Effective Date: 13 May 2009
AcceleRate Savings Account
| Interest Rate Type | Interest Rate (% p.a.) |
|---|---|
| Base Interest on your Average Balance | 0.50 |
| Bonus Interest on your Incremental Balance versus previous month’s Average Balance (capped at RM30,000 per month) | 4.38 |
Effective Date: 18 March 2019
Premium Checking Account - Citigold
| Balance Range (RM) | Interest Rate (% p.a.) |
|---|---|
| Up to 10,000 | 0.00 |
| Up to 100,000 | 0.10 |
| Up to 200,000 | 0.25 |
| Up to 500,000 | 0.50 |
| Up to 1 million | 1.00 |
| Above 1 million | 1.25 |
Effective Date: 13 May 2009
Premium Checking Account - non - Citigold
| Balance Range (RM) | Interest Rate (% p.a.) |
|---|---|
| Up to 10,000 | 0.00 |
| Up to 100,000 | 0.10 |
| Up to 200,000 | 0.15 |
| Up to 500,000 | 0.40 |
| Up to 1 million | 0.90 |
| Above 1 million | 1.15 |
Effective Date: 13 May 2009
Max Yield Account
| Average Assets Under Management (AUM) | Interest Rate (% p.a.) |
|---|---|
| Up to RM300,000 | 0.50 |
| Up to RM500,000 | 1.00 |
| Up to RM1,000,000 | 1.50 |
| Up to RM3,000,000 | 1.65 |
| Up to RM5,000,000 | 1.80 |
| Above RM5,000,000 | 2.00 |
Effective Date : 1 October 2020
Step-Up Interest Account
| Balance Range (RM) | Interest Rate (% p.a.) |
|---|---|
| Base Interest on your Average Balance | 0.50 |
| Minimum monthly increment of RM500 in account Average Balance | 0.15 - 1.80 |
Effective Date: 15 January 2014
E-Account
| Balance Range (RM) | Interest Rate (% p.a.) |
|---|---|
| Up to 5,000 | 0.30 |
| Up to 30,000 | 1.00 |
| Above 30,000 | 1.50 |
Effective Date: 19 August 2005
Disclaimer: Please note that rates are subject to change at any time; you are advised to verify the rates by contacting Citibank.
Islamic Banking Rates
Citibank Islamic Savings Account-i
| Balance Range (RM) | Historical Hibah Rates (% p.a.) |
|---|---|
| Up to 4,999.99 | 0.10 |
| Up to 99,999.99 | 0.50 |
| 100,000 and above | 1.00 |
Effective Date: 1 May 2014
Citibank Checking Account - i
| Balance Range (RM) | Historical Hibah Rates (% p.a.) |
|---|---|
| Up to 5,000 | 0.00 |
| Above 5,000 | 1.60 |
Effective Date: 16 May 2006
CitiBusiness Checking Account - i
| Balance Range (RM) | Historical Hibah Rates (% p.a.) |
|---|---|
| Up to 10,000 | 0.00 |
| Up to 100,000 | 0.10 |
| Up to 200,000 | 0.25 |
| Up to 500,000 | 0.50 |
| Up to 1 million | 1.00 |
| Above 1 million | 1.25 |
Effective Date: 13 May 2009
Disclaimer: The granting of hibah (if any) and the actual hibah rates are at the bank’s sole and absolute discretion.
interest-rate-sep5.htm
