INTEREST / ISLAMIC BANKING RATES

Interest / Islamic Banking Rates

Interest / Islamic Banking Rates

Interest Rates

Base Lending Rate & Base Financing Rate: 5.55% p.a.

Effective Date: 13 July 2020

Base Rate 2.40% p.a.

Effective Date: 13 July 2020

Pursuant to the revised Guidelines on Reference Rate Framework issued by Bank Negara Malaysia (BNM) on 18 August 2016, find out how the benchmark cost of funds is used to determine our Base Rate (BR) and Base Lending Rate (BLR)/Base Financing Rate (BFR) for our property loans.

To view the benchmark cost of funds details as well as its historical trend from the last three years, visit www.citibank.com.my/cof

Standard Housing Loan Product*

Indicative Effective Lending Rate 3.20% p.a.
* A standard housing loan product refers to a housing loan product with loan amount of RM350,000 for 30 years and has no lock-in period.

Effective Date: 13 July 2020

Time Deposit Interest Rates

Time Deposit

Tenure (Months) Interest Rates (% p.a.)
1 to 2 1.15
3 to 5 1.10
6 to 8 1.30
9 1.30
10 and above 1.30

Effective Date: 15 April 2021

Foreign Currency Call Account Interest Rates

Currency Interest Rate (% p.a.)
Australian Dollar Currency Call Account
Effective Date : 1 October 2020
0.00

Savings and Checking Interest Rates

Basic Savings Account

Balance Range (RM) Interest Rate (% p.a.)
Up to 50,000 0.25
Up to 200,000 0.35
Up to 1 million 0.75
Above 1 million 1.00

Effective Date: 13 May 2009

Savings Account (formerly known as Hi - Save Savings Account)

Balance Range (RM) Interest Rate (% p.a.)
Up to 50,000 0.10
Up to 200,000 0.25
Up to 500,000 0.75
Up to 1 million 1.00
Above 1 million 1.30

Effective Date: 13 May 2009

Savings Account

Balance Range (RM) Interest Rate (% p.a.)
Up to 50,000 0.25
Up to 200,000 0.35
Up to 1 million 0.75
Above 1 million 1.00

Effective Date: 13 May 2009

AcceleRate Savings Account

Interest Rate Type Interest Rate (% p.a.)
Base Interest on your Average Balance 0.50
Bonus Interest on your Incremental Balance versus previous month’s Average Balance (capped at RM30,000 per month) 4.38

Effective Date: 18 March 2019

Premium Checking Account - Citigold

Balance Range (RM) Interest Rate (% p.a.)
Up to 10,000 0.00
Up to 100,000 0.10
Up to 200,000 0.25
Up to 500,000 0.50
Up to 1 million 1.00
Above 1 million 1.25

Effective Date: 13 May 2009

Premium Checking Account - non - Citigold

Balance Range (RM) Interest Rate (% p.a.)
Up to 10,000 0.00
Up to 100,000 0.10
Up to 200,000 0.15
Up to 500,000 0.40
Up to 1 million 0.90
Above 1 million 1.15

Effective Date: 13 May 2009

Max Yield Account

Average Assets Under Management (AUM) Interest Rate (% p.a.)
Up to RM300,000 0.50
Up to RM500,000 1.00
Up to RM1,000,000 1.50
Up to RM3,000,000 1.65
Up to RM5,000,000 1.80
Above RM5,000,000 2.00

Effective Date : 1 October 2020

Step-Up Interest Account

Balance Range (RM) Interest Rate (% p.a.)
Base Interest on your Average Balance 0.50
Minimum monthly increment of RM500 in account Average Balance 0.15 - 1.80

Effective Date: 15 January 2014

E-Account

Balance Range (RM) Interest Rate (% p.a.)
Up to 5,000 0.30
Up to 30,000 1.00
Above 30,000 1.50

Effective Date: 19 August 2005

Disclaimer: Please note that rates are subject to change at any time; you are advised to verify the rates by contacting Citibank.

Islamic Banking Rates

Citibank Islamic Savings Account-i

Balance Range (RM) Historical Hibah Rates (% p.a.)
Up to 4,999.99 0.10
Up to 99,999.99 0.50
100,000 and above 1.00

Effective Date: 1 May 2014

Citibank Checking Account - i

Balance Range (RM) Historical Hibah Rates (% p.a.)
Up to 5,000 0.00
Above 5,000 1.60

Effective Date: 16 May 2006

CitiBusiness Checking Account - i

Balance Range (RM) Historical Hibah Rates (% p.a.)
Up to 10,000 0.00
Up to 100,000 0.10
Up to 200,000 0.25
Up to 500,000 0.50
Up to 1 million 1.00
Above 1 million 1.25

Effective Date: 13 May 2009

Disclaimer: The granting of hibah (if any) and the actual hibah rates are at the bank’s sole and absolute discretion.

Modifiedinterest-rate-sep5.htm