Fees and Charges

Fees and Charges

View all detailed fees and charges on one consolidated page here easily and conveniently.

Ready Credit

Types of Charges Amount / Rate Remarks
1) Ready Credit
New cheque book RM7.50 per cheque book of 50 leaves
Card replacement fee RM8.00 for replacement of lost/damaged CRC VISA Debit & ATM
Cheque processing fee RM0.50 per cheque cleared Effective from 2nd Jan 2015
Stop payment instruction

RM10 per instruction if sufficient fund

RM100 per instruction if insufficient fund

Dishonoured cheque (due to insufficient funds) RM100 per dishonoured cheque
Interbank GIRO outgoing transaction fee
  • Via Online Instant Interbank Fund Transfer
RM0.30 per transaction
  • Via Citibank Online
RM0.10 per transaction
Notice: This will be waived (effective 24th March 2015) until further notice.
  • Via Citi Mobile
RM0.10 per transaction
Notice: This will be waived (effective 24th March 2015) until further notice.
Overseas transaction fee (CRC VISA Debit & ATM Card transactions only) 1% on local currency equivalent of overseas transacted amount

Effective from 24th June 2013:

If a transaction is made in foreign currency, the transaction will be converted into Ringgit Malaysia using US Dollars as the base currency on the date on which the transaction is received and processed by Citibank and/or VISA International, MasterCard Worldwide or the relevant Card Payment Network ("Payment Network").

The currency conversions will be based on Citibank's prevailing foreign exchange rate and/or an exchange rate determined by the relevant Payment Network.

This currency conversion will include any charges levied by the Payment Network for overseas transactions and a 1% foreign exchange conversion markup by Citibank on the converted Ringgit Malaysia amount, or such other rate as determined by Citibank and notified to you.

ICC network fee RM10 for every successful withdrawal overseas at non Citibank ATM
Inward returned cheque RM1.70 postage
MEPS Shared ATM withdrawal charges RM4 is charged for every successful withdrawal or transfer at MEPS Shared ATMs nationwide
MEPS Interbank Fund Transfer at Citibank ATM RM1 per transaction Effective from 1st April 2014
Cheque book delivery fee RM2.50 postage
Citibank Ready Credit - Early Termination Fee RM200 will be imposed if termination of CRC account is performed within 12 months from date of Welcome Letter
Balance Transfer via Instalment Plan (BTI) - Early Settlement Fee RM 100 early settlement fee will be imposed on each BTI if cancellation is performed before reaching half of the BTI tenure committed