Simpler terms, no hassle
Get 10% interest back on finance charges on purchases and cash advances every month when you pay at least the minimum monthly due amount on time.
No late payment charge
No yearly annual card fee and no over limit fee when you go over your credit limit
Top 4 credit card features
Discover great deals and discounts with your Citi credit card
Turn any big purchases into small payments
Turn statements into small payments
Instant cash to get things done right away
Ongoing promotions
Freedom to do more with the new
Citi Mobile® App
Everything at a glance
Activate a new card
Secure your transaction
Lock and unlock your card
Powerful features on demand
Unlock the simple credit experience you deserve
Get a new Citi Simplicity+ Credit Card from your phone or computer in an easy, paperless signup process
Minimum income requirement for Malaysian:
RM 24,000 per annum
Principal Cardmember: Age 21 or older
Supplementary Cardmember: Age 18 or older
Salaried employee
- Photocopy of MyKad (both sides)
- Latest EPF statement OR Latest 2 months salary slip1
AND any of the following where necessary:
- 3 months bank statements
- Latest EA Form
- Latest BE Form with tax receipt
Self-employed
- Photocopy of MyKad (both sides)
- Photocopy of Business Registration Form
- Latest Form B with tax receipt
* You may be asked to submit any number of the documents listed above.
1Number of months of salary slip required will depend on the job nature of applicants
Salaried Expatriate
- Copy of Passport
- Latest 2 months' salary slip1
- Work permit valid for at least one (1) year at the time of application
- Letter of employment
1Number of months of salary slip required will depend on the job nature of applicants
*Terms & Conditions Apply. For new customer only.
Tems and Conditions
For more information on the credit card features, click here.
For Citi Simplicity+ Credit Card Terms and Conditions, click here.
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For Citi Credit Cards Fees and Charges, click here.