A checking account that is designed to give you higher interest rates based on your total Assets Under Management (AUM) with Citibank.
*Up to 4 complimentary combined transactions per month
Enjoy the best of both worlds through our integrated savings and checking account that works harder than the standard savings account with only a minimum deposit of RM5,000.
*Up to 4 complimentary combined transactions per month.
Get competitive interest rates of a Citibank Time Deposit, and enjoy the flexibility of partial withdrawals before the maturity date. Choose between minimum deposits of either RM5,000 for 1 month, or RM1,000 for 2 - 60 months.
*Monthly interest is only available for minimum deposits of RM50,000 and for a minimum tenure of 6 months.
Invest in Foreign Currency Time Deposits and enjoy earning potentially higher returns than ordinary Time Deposits. Choose from our wide range of Foreign Currency Time Deposits and enjoy numerous benefits.
Designed to help you manage your everyday transactions, the Citibank Foreign Currency Call Account is a non-interest bearing account, easily opened with a minimum deposit of USD3,000 or its equivalent.
Investing in a Dual Currency Account offers potentially higher returns by taking advantage of currency exchange rate movements. As this facility involves investments in one or more foreign currencies, do consider the exchange rate fluctuations, the timing, your choice of currencies and your personal investment preferences carefully.
Choose from a wide range of unit trusts comprising of a combination of securities such as stocks, bonds and futures. These are professionally managed by reputable leading names in fund management.
Fixed Income Securities, such as bonds, generally offer more predictable returns on your investments with a lower risk potential compared to equity investments.
As an overview, bonds:
Market-linked Investments are structured investments that are principal-guaranteed (in full or partial) at maturity, providing potentially enhanced yields and higher returns as compared to regular deposits of a similar tenure.
Market-linked Investments can be structured with one or more embedded instruments such as stocks, equity indices, bonds, commodities, interest rate benchmarks, currencies - or a combination of each asset, a reference index or any other benchmark. Potential interest payments on Market-linked Investments include interim interest and/or returns on maturity.
On a precautionary note, do take into consideration the exchange rate fluctuations if your investments are denominated in foreign currencies.
Whether you're a frequent or occasional traveller, SmartTraveller is your ideal protection plan when you're abroad, made more affordable with a family plan option. SmartTraveller provides 24-hour assistance all around the world, with comprehensive coverage that includes:
Flexi Saver is a regular premium investment-linked insurance plan which covers death and Total Permanent Disability (TPD), while giving you the flexibility to grow your wealth through an array of investment funds. You can also enhance your protection by adding supplementary insurance coverage to safeguard your ever-changing needs.
ValuePac gives you the flexibility to convert your term insurance plan into a whole life plan. Extend your coverage at no additional cost.Learn More >
Use your Citi Credit Card without worry knowing there is Credit Shield Select to care for you.
CancerCare is a comprehensive cancer insurance plan that resets your coverage to 100% a year after the diagnosis date of early stage cancer, and provides 100% payout of the sum assured upon plan maturity.
An insurance plan that takes care of your mortgage in the unfortunate event of total permanent disability or loss of life. With this plan, you can free your loved ones from the financial liabilities of settling the remaining loan balance.Learn More >
Based on the concept of "Wadiah Yad Dhamanah", this honours the Islamic banking concept of guaranteed safe custody. Funds deposited will be utilized by the bank for Shariah compliant purposes. The bank may award you hibah from time to time at its sole discretion.