Total Wealth Advisor Getting you to your goals with one of our most advanced investment tools.

Total Wealth Advisor

Getting you to your goals with one of our most advanced investment tools.

INTRODUCTION

Investments are personal

At Citigold, we see the softer side of investments. We understand that beyond the numbers and market movements that grow your wealth potential, they are also a means for you to realise your life’s priorities. Which is why to help you get there, your Relationship Manager uses one of Citi’s most powerful and intuitive goal-based tools to plan, monitor and manage your wealth portfolio at your request.

GOAL SETTING AND CALCULATION

A relationship based on goal-based conversations

Because your goals are unique to you, every investment journey starts with a conversation about the finer details of what you would like to achieve, such as your child’s future aspirations, or how you envision your retired lifestyle.

Your Relationship Manager will then pair the details of your goals with your current state of finances to help build an investment portfolio based on your needs. Through Total Wealth Advisor, you will be able to:

  • Visualise and affirm your goals from time to time
  • Calculate the cost estimate for your goals
  • Together with your Relationship Manager, track and work towards your goals with the Goal Projection chart

CITI MODEL PORTFOLIO AND CITIGOLD DIVERSIFICATION INDEX

The value of diversification

With your wealth journey planned out, your Relationship Manager will then accompany you on diversifying your portfolio by distributing your wealth across a wide variety of investments that will potentially offer higher returns over the medium- to long-term.

To optimise the diversification of your portfolio, Total Wealth Advisor taps into different functions such as:

Model Portfolio

Provides you with our suggested guide on what the ideal asset allocation could look like. These guides are:

  • Globally diversified asset allocations, made uniquely relevant to Asian investors and aligned to your risk class
  • Up-to- date asset allocations that can be reviewed and revised on a quarterly basis by Citibank’s Research teams to reflect the changing market conditions

For illustration purposes only

Citigold Diversification Index

Empowers you with greater insights on how diversified your investments are through clear visual representations of your portfolio, showing you the concentration of your product holdings and allocation into the various asset classes.

How diversified is your portfolio?
How diversified is your portfolio?

While asset allocation is customised to optimise your investment portfolio, it does not eliminate risk or capital loss or promise any pre-determined returns or risk level.

Speak to us about your goals and we can help you visualise your wealth journey better.

Share your details with us and our Citigold team will get in touch with you within 2 business days.

Note: In accordance with our privacy policy, any details that you submit for the purpose mentioned above will not be shared with third parties.
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General Disclaimer

Total Wealth Advisor and its functionalities is not a programme or offering. It is an optional tool for illustration purposes only. The illustration prepared using this tool does not take into account the market movements, changing market view and liquidity constraints, among others. Accordingly, you should, before acting, consider its appropriateness, having regard to your objectives, financial situation, needs and market considerations. If you are considering a purchase or sale of a security or financial instrument, you should seek independent legal, financial, tax and business advice on the suitability or otherwise of a particular transaction. You should read and understand all the disclosure documents before deciding whether to purchase the Investment Products. By using this tool, Citibank Berhad does not undertake to, and is not obliged to, undertake a review, manage, monitor or track actively and timely with respect to your Individual Investment holdings.

INVESTMENT: NOT INSURED BY ANY GOVERNMENT AGENCY. NOT A BANK DEPOSIT. NO BANK GUARANTEE. NOT INSURED BY PIDM. SUBJECT TO INVESTMENT RISKS. MAY LOSE VALUE.