Citigold Circle

An exclusive referral programme that let you refer those
important to you and earn up to RM10,000 cash rewards

Whether it is guidance from your Wharton-trained Relationship Manager, insights from over 400 global analysts or other benefits you enjoy, your loved ones could enjoy similar benefits while you get rewarded for every successful referral. We’ve created a special set of rewards to help them get started when you refer them to us, as well as something for you.

Rewards for you

Whether your loved ones start a Citigold or Citi Priority relationship, you can get up to RM10,000 cash rewards for 6 or more successful referrals

Click on each tab to discover more
  • Citigold
  • Citigold and Citi Priority

Here is an example on how you could get RM10,000 when your loved ones join Citigold.

RM800
for each referral (RM4,800 with 6 referrals)
+
Additional
RM2,000
Bonus Rewards with 4 referrals
+
Additional
RM3,200
Bonus Rewards with 6 or more referrals
=
RM10,000
SUCCESSFUL
REFERRALS
REWARDS VALUE
(RM)
ADDITIONAL
BONUS
(RM)
ACCUMULATED
REWARDS
(RM)
1 800 - 800
2 800 - 1,600
3 800 - 2,400
4 800 2,000 5,200
5 800 - 6,000
6 800 3,200 10,000

A Citigold relationship starts with Total Assets Under Management (AUM) of RM400,000 or more while a Citi Priority relationship starts with Total AUM of RM100,000 to RM399,999. AUM is a combination of deposits, investments and/or insurance products held with Citibank.

Here is an example on how you could get RM7,000 when your loved ones join Citigold and Citi Priority.

RM800
For each Citigold referral
or
RM350

For each Citi Priority referral
+
Additional
RM1,500
Bonus Rewards with 4 referrals
+
Additional
RM2,500
Bonus Rewards with 6 or more referrals
=
Additional
RM7,000
With 2 Citigold and 4 Citi Priority referrals
NO. OF SUCCESSFUL REFERRALS SUCCESSFUL REFERRALS REWARDS VALUE (RM) ADDITIONAL BONUS (RM) ACCUMULATED REWARDS (RM)
1 Citigold 800 - 800
2 Citi Priority 350 - 1,150
3 Citigold 800 - 1,950
4 Citi Priority 350 1,500 3,800
5 Citi Priority 350 - 4,150
6 Citi Priority 350 2,500 7,000

A Citigold relationship starts with Total Assets Under Management (AUM) of RM400,000 or more while a Citi Priority relationship starts with Total AUM of RM100,000 to RM399,999. AUM is a combination of deposits, investments and/or insurance products held with Citibank.

Cash rewards will be credited to your Citibank account as stipulated in the referral programme’s terms and conditions.


Valid till 31 August 2020. Click here for the full Terms and Conditions.

A snapshot of benefits your loved ones would enjoy
when they join Citigold

Dedicated Team

Achieve personal financial goals with the guidance of a dedicated Wharton-trained Relationship Manager, backed by a team of experts

Wealth Insights

Make better informed decisions with an in-depth understanding of markets, trends and opportunities from over 400 global analysts worldwide

Wealth Management

From helping to grow wealth, to preserving and protecting portfolio, our comprehensive financial solutions and Total Wealth Advisor tool are designed to meet unique needs because at Citi, #WeKnowWealth

Lifestyle privileges

Enjoy an array of exclusive deals and invitations to private lifestyle events as well as preferential rates

Better Together

Citigold + Citi Prestige

Discover additional benefits when you pair the
Citi Prestige Card with your Citigold membership.

LEARN MORE

Enter your details below to generate an invitation link and share it with your loved ones

Please fill in your first name, last name and NRIC No. as shown on NRIC (for non-Malaysians who do not have an NRIC,
please use full passport details). Failure to do so will result in the referral being invalid.

By clicking to share, you acknowledge that: (a) you are agreeing to take part in Citibank’s Citigold and Citi Priority Client Referral Programme, (b) you are giving your consent to Citibank to process your personal data for purposes in relation to the Programme, including prize fulfilments, and (c) you agree to be bound by the Programme terms and conditions and relevant terms and conditions governing your access to Citibank Online, as may be amended from time to time. For more information about our Notice and Choice Principle Statement, please visit us at www.citibank.com.my/privacyEng

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Reward yourself with cash rewards
when you refer:

experience

SUCCESSFUL
REFERRAL(S)

REWARDS VALUE
WORTH UP TO (RM)

ADDITIONAL BONUS

ACUMULATED
REWARDS (RM)

1 800 - RM800
2 800 - RM1,600
3 800 - RM2,400
4 800 2,800 RM6,000
5 800 - RM6,800
6 800 150,000
Enrich Miles
RM7,600 and

150,000 Enrich Miles

experience

SUCCESSFUL
REFERRAL(S)

REWARDS VALUE
WORTH UP TO (RM)

ADDITIONAL BONUS

ACUMULATED
REWARDS (RM)

1 300 - RM300
2 300 - RM600
3 300 - RM900
4 300 1,800 RM3,000
5 300 - RM3,300
6 300 150,000
Enrich Miles
RM3,600 and

150,000 Enrich Miles