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Don't let your money sit idle. Inflation continues to erode your purchasing power, thus it is essential for you to find opportunities to let your money work harder for you. Unit trusts invest in various investment instruments, which consist of stocks, bonds, money market instruments and/or cash. This gives you the opportunity to find the investments that meet your financial personality and objectives. Citibank offers you six fund categories, based on your risk level.

 
Money Market Funds  
  • For investors who want to preserve capital but can accept short-term fluctuation for potential positive returns that are slightly more than time deposits
   
Bond Funds  
  • For investors who want to preserve capital but can accept short-term fluctuation for potential positive returns that are more than time deposits
   
Balanced Funds  
  • For investors who are willing to accept occasional short-term losses for potential positive returns that are significantly higher than time deposits over a 2-5 year time frame
   
Conservative Funds  
  • For investors who are willing to accept occasional short term fluctuation for potential positive returns that are some what, higher than time deposits over a 2-5 year time frame
   
Enhanced Growth Funds  
  • For investors who are willing to accept significant risk, even possible loss of principal for the potential to maximize returns over a time frame of 5 years or more
   
Growth Funds  
  • For investors who are willing to accept occasional short-term losses for potential significant positive returns over a time frame of 5 years or more
   
Disclaimer
  1. A copy of the valid prospectuses of the unit trust funds distributed by Citibank Berhad have been registered and lodged with the Securities Commission.
  2. Applications for units may only be made on forms of application available with the prospectuses.
  3. A copy of the prospectuses can be obtained from Citibank Berhad by calling 03-2383 8833, 04-227 6666 or 07-276 8833.
  4. Investors are advised to read and understand the contents of the prospectus before investing. Among others, investors should consider the fees and charges involved.
  5. The price of units and distributions payable, if any, may go down as well as up.
  6. These unit trusts are not bank deposits or obligations or guaranteed by Citibank Berhad, Citibank NA, Citigroup Inc or any of its affiliates or subsidiaries, and are subject to investment risks, including the possible loss of the principal amount invested.
  7. Past performance is not indicative of future results.
  8. Investors investing in funds denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal.
  9. This document does not constitute the making of any offer or invitation to subscribe for unit trusts nor does it amount to solicitation by Citibank Berhad, Citibank NA, CitiGroup Inc. or any of its affiliates or subsidiaries for subscription of unit trusts by anyone in any jurisdiction in which the making of such offer or such invitation to subscribe or the solicitation thereof is not authorized or to any person to whom it is unlawful to make such offer, invitation or solicitation.
  10. This document also does not constitute the distribution of any information by anyone in any jurisdiction in which such distribution is not authorized or to any person to whom it is unlawful to distribute such a document.
  11. Unit trusts are not available to US persons and may not be available in all jurisdictions.
   
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