ATM PIN. Just a click away.

Create a new one for your Citibank Ready Credit via Citibank Online.

Citibank Ready Credit

The overdraft facility that you can rely on to ease your monthly financial burden with convenient cash withdrawal at over 11,500 ATMs nationwide without having the need to pay any fees#.

#ZERO annual fee & Cash advance fee.

Apply Now

Please complete below info and a Citibank staff will call you on the next working day.

  • *Full Name:

  • *Email:

  • *Mobile Number:

  • *Monthly Income Range:

    RM 2000 and above Below RM 2000

* All fields are mandatory

Note: In accordance with our privacy policy, any details that you submit for the purpose mentioned above will not be shared with third parties.

Looking for an Instalment Plan? Calculate your repayment here:

  • *Choose Your Instalment Plan

  • *Effective Interest Rate (%):

  • *Preferred Loan Amount:

  • *Repayment Tenure:

  • Your monthly instalment is RM 0
* All fields are mandatory
  • Interested? SMS RCMLM to 66399 to apply
  • Interested? Leave your details with us! Find out more