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New Tiered Finance Charges |
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Credit Line Increase |
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Upgrade |
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- Look up the new tiered finance charges effective 1 March 2012
- Find out how to lower your finance charges to 8.88% p.a.
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- Permanent increase in credit limit (PICL) for greater flexibility and financial freedom.
- Temporary increase in credit limit (TICL) for emergencies or to settle purchases.
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- Live up to even better benefits by upgrading your cards.
- Opt for different rewards, benefits or privileges that are more suited to your current needs.
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Additional Cards |
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Installment |
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- More privileges with cards with different benefits.
- Faster point redemption and wider merchant selection.
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- Get 0% interest on monthly installments for up to 36 months!
- Available at a wide range of merchants categories.
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- Convert your purchases (min. RM500) into affordable monthly installments.
- Flexible tenures available from 6 - 36 months.
- Flat Interest Rate between 9.84% - 10.57% p.a. for effective interest rate of 17.9% p.a.
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Get Cash |
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- Convert your credit card outstanding balances (min. RM1,000) into affordable monthly installments.
- Monthly payment from as low as RM36 per month.
- Flat Interest Rate between 9.84% - 10.57% p.a. for effective interest rate of 17.9% p.a.
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- Get instant cash conveniently any time, any day.
- Enjoy financial flexibility and greater spending power.
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- Get cash bundled with installment options.
- Fast funds disbursed within 7 working days.
- Flat Interest Rate between 9.84% - 10.57% p.a. for effective interest rate of 17.9% p.a.
- Flexible tenures from 6 - 36 months.
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Consolidates Your Balances |
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Protection |
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- Transfer your other credit card balances to Citibank credit card up to 6.99%p.a.
- Flexible monthly repayments with a minimum 5% monthly repayment of total oustanding balances.
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- Transfer your other credit card balances and repay in affordable monthly instalment.
- Flat Interest Rate between 5.32% - 5.81% p.a. for effective interest rate of 9.9% p.a
- Flexible tenures from 6-36 months
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- All lost bankcards will be cancelled within minutes upon notification.
- Up to RM300,000 card fraud protection.
- Overseas emergency assistance including advances for cash, hotel and travel ticket expenses.
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