Try this calculator to find out the total interest charges and time required to settle your credit card balance by paying only the minimum monthly payment as well as interest charges you would save if you pay more than your minimum monthly payment.

1. From your most recent credit card statement, enter your balance, annual interest rate and minimum payment requirements.
2. Click once on the "Calculate" button to calculate your result.

Current Account Balance: RM     Annual Interest Rate:   8.88% p.a. 15% p.a. 17% p.a. 17.5% p.a.     Minimum Payment Amount: * RM per month   Your Preferred Payment Amount: RM per month            * Minimum payment amount is defined as 5% of latest outstanding balance or RM50   whichever is higher.

If you pay... No. of Payments Total Interest Paid     Minimum Payment Amount     Your Preferred Amount     Total Savings     Note: The calculator works on the assumption that there are no new transactions and a 30 day month.