Enjoy Platinum Rewards, Lifestyle Privileges and more with Citi Platinum Credit Card.
Top 3 reasons to apply for a Citi Platinum Credit Card
5X Rewards Points
Accelerate your Rewards earnings at major department stores and supermarkets/hypermarkets.
20% premium dining discounts
20% dining discount at premium dining outlets spent in a single receipt.
*Terms and conditions apply.
|Citi Platinum Card Benefits|
|Most rewards||Redeem anything, anywhere**|
Earn 5X Citi Rewards Points at major department stores and *supermarkets/ hypermarkets.
Click here to view the selected merchants.
Enrollment not required.
*5X Rewards Points Feature for this category of retail transactions will only be rewarded to a maximum of RM3,000 amount spent on such retail transactions in each billing cycle month.
Just call our Citibank Platinum Hotline at (603) 2383 1010 (603) 2383 1010 to offset your purchase with your Citi Rewards Points.
**Valid for retail transactions above RM200 only.
Present your Citi Platinum Card and a valid boarding pass for complimentary access to the Plaza Premium Lounge in KLIA, Langkawi International Airport and Sultan Ismail International Airport (Johor) with the following facilities at your disposal:
- Freshly prepared hot meals and beverages
- Free flow of draught beer
- Shower with amenities
- Complimentary high-speed email, Internet access & local calls
- Reading materials, TV area and Movies
- Purchase Protection
- Eligible purchase on Citi Platinum Card are protected for 30 days up to maximum of RM10,000 per item/RM25,000 per occurrence of an Excess of 50% of the loss subject to a minimum of RM75.00 is applied in respect of accidental loss or damage including theft (other than burglary, robbery and hold-up) from the total loss payable to the Cardmember.
- Overseas 24 Hours Personal Accident:
- Covers you and your supplementary cardmember(s) for any personal accidents incurred while overseas of up to RM50,000 when you charge your travel ticket to your Citi Platinum Card.
- With your Platinum Card, you can also enjoy access to exclusive healthcare packages carefully selected to help you look after your well-being and maintain your health.
- 20% discount on all Executive Screening Packages (discount is not applicable for on-going promotional packages and excludes medical officers and specialists' consultant fees)
- 15% discount on all walk-in hospital room rates (only from RM120.00 and above)
- For enquiries and appointment, please visit www.kpjhealth.com.my for details of specialist hospitals in the KPJ Healthcare Network.
- Privilege is valid at 25 participating hospitals only. Please refer to list of participating hospitals
- Promotions, promotional events and screening packages may vary and are subject to availability at the participating hospital.
- The following discount is only applicable if payment is fully paid via Citi Platinum Card.
*Operated by KPJ. Terms and conditions apply.
- 24-hour dedicated platinum priority line
You can call to Citibank Platinum services at 03-2383 1010 03-2383 1010 for any enquiry on your Citi Platinum Card account.
- ATM & Cash Advances Worldwide
Access to instant cash advances from more than 500,000 Visa PLUS ATMs worldwide with your Personal Identification Number (PIN).
- Citibank World Privileges
Enjoy the privileges being offered at over 24,000 establishments worldwide. Visit www.citiworldprivileges.com for full list of privileges.
|Balance Transfer Rate||Click here to view the latest offer|
|Finance Charges for Purchases||
15%p.a. (daily interest)- Cardmembers who promptly settle their min payment due for 12 consecutive months.
17%p.a. (daily interest)- Cardmembers who promptly settle their min payment due for 10 or more in a 12-months cycle.
18%p.a. (daily interest)- Cardmembers who do not fall within the above categories.
5% of cash amount (min RM 20) and 18% per annum daily interest.
|Interest Free Period||
20 days from the statement date and applicable only for cardmember who pays in full on or before the payment due date. If cardmember opts to pay partial or minimum payment, finance charges for retail transactions will be calculated from the day transactions are posted to the card account.
|Maximum Credit Limit||
Principal: RM 636 (including 6% GST)
Supplementary: RM 159 (including 6% GST)
Manage your Account
- Credit Card Account Information
- Online Bill Payment
- Mobile Bill Payment
- Mobile Prepaid Reload
- Fund Transfer
- Citi Alerts
- Rewards Redemption
Treats at premium dining venues
Pamper yourself a little bit more when you indulge in a night out, with:
- 20% off total food bill
Music to your ears at Dewan Filharmonik PETRONAS
- Enjoy world class local and international performances with up to 20% discount on all single tickets.
Applying for a Citibank Platinum Credit Card is simple. The application process should take less than 10 minutes of your time to complete if you have all your personal details ready at hand.
Here's How You Can Apply:
Required Document for New-To-Bank applicants:
|Type of Applicants||Documents Required|
|Salaried Employee||Photocopy of MyKad (both sides)|
Latest EPF Statement
Latest 2 months salary slip*
Any of the following documents where required.
|Self- Employed||Photocopy of MyKad (both sides)|
Photocopy of Business Registration form
Latest Form B with tax receipt
6 months bank statements
(Only applicable for credit card applications)
|Copy of Passport|
Latest 2 months salary slip*
Work permit valid for at least six months at the time of application
Letter of employment
*Number of months of salary slip required will depend on the job nature of applicants
- Click on the "Apply Now" button.
- Fill up the online application form.
- We'll contact you on the following business day.
Criteria For Application
|Minimum Income Requirement||RM60,000 per annum|
|Minimum Age||21 years old|
|Minimum Age For Supplementary Cardholders||18 years old|
Citibank Platinum 5X Rewards All Year Long - Terms and Conditions
The following persons are NOT eligible for this 5X Rewards Points Feature:
Rewards Points and Redemption
The 5X Rewards Points Feature
|Table 1: Department Stores in Malaysia|
|4.||AEON, AEON Big|
|6.||Marks & Spencer|
|Table 2: Supermarkets and Hypermarkets in Malaysia|
|6.||Jasons Food Hall|
The list of stores is provided for Cardmembers' information only and is not a representation that the stores listed are Citibank merchants. Citibank has the right to amend the list as it deems fit.
Under the 5X Reward Points Feature, Eligible Cardmembers are entitled to receive Rewards Points in the following manner:
|Type of Credit Card||Total Amount of Rewards Points Awarded|
|Citibank Platinum (as specified in Clauses 2 and 3 above)||a)||5X Rewards Points on total amount spent on retail transactions at selected department stores2, where every RM1.00 of retail transaction posted to the Eligible Cardmember's credit card account will generate five (5) Rewards Points.|
5X Rewards Points on the total amount spent on retail transactions at selected supermarkets and hypermarkets3, where every RM1.00 of retail transaction posted to Eligible Cardmember's credit card account will generate five (5) Rewards Points.
However, the 5X Rewards Points Feature for this category of retail transactions is capped at a maximum spend amount of RM3,000 on such retail transactions on each monthly billing cycle.
Accordingly, for any amount above the maximum of RM3,000 in any particular monthly billing cycle, the usual reward points system will be applicable, that is, every RM1.00 of retail transaction posted to the account will generate one (1) Rewards Points.
Citibank is not liable for any delay in actual posting of the transactions and /or Rewards Points earned during the 5X Rewards Points Feature.
The following transactions are not taken into account in the accumulation of additional Rewards Points via this 5X Rewards Points Feature:
Rewards Points must be redeemed and used only by the principal Eligible Cardmembers. Redemption of Rewards Points is subject to Citibank's discretion as it deems fit. Further, Citibank reserve the right to cancel Rewards Points earned on credit card accounts, as it deems fit, including where:
Rewards Points earned are not transferable. Cardmembers are not allowed to sell their Rewards Points to any other person.
If the 5X Rewards Points are awarded to and received by persons who are not Eligible Cardmembers, Citibank has the right to disqualify such persons from enjoying the additional Rewards Points and/or from redeeming or using the additional Rewards Points.
To the fullest extent permitted by law, by participating in the 5X Rewards Points Feature, each and every Eligible Cardmember is agreeing that he/she will not hold Citibank and its officers, servants, employees, representatives and/or agents (including any third party service providers that Citibank may engage for purposes of the 5X Rewards Points Feature) liable for any losses or damages that he/she may incur, in connection with the 5X Rewards Points Feature.
These terms and conditions are governed by and construed under the laws of Malaysia.
Redeem Anything Anywhere Feature - Terms and Conditions
Eligible Cardmembers are bound by these terms and conditions and will continue to be bound by the terms and conditions of the Citibank Credit Card Terms and Conditions and the terms and conditions of the Citibank Rewards Program.
"Eligible Cardmembers" means all core principal Citibank Platinum Visa/MasterCard credit cardmembers who are residents of Malaysia EXCEPT for the following persons who are excluded:
To make a Rewards Redemption under the Service:
For successful Rewards Redemptions the relevant Transaction amount redeemed(in Ringgit Malaysia)
Citibank reserves the right, to reject a Rewards Redemption request as it deems fit and for reasons, including upon the occurrence of the following: