CITI BUSINESS PLATINUM CARD

Unlimited cash back
for your everyday
business spend

Unlimited cash back for your everyday business spend
Citi Business Platinum Card

Designed for business owners.

As a business owner, we know what it takes to build your business and turn your dreams into reality. Recognising this, we welcome you to discover the Citi Business Platinum Card, designed specifically for business owners like you. With it, you will enjoy exclusive benefits and privileges no matter where you are.

Top 3 reasons to get a Citi Business Platinum Card
oversea spend local spend insurance coverage
UNLIMITED
1.2%
CASH BACK
on overseas spend
  UNLIMITED
0.5%
CASH BACK
on local spend*
  UP TO
RM1,000,000
insurance coverage
oversea spend
UNLIMITED
1.2%
CASH BACK
on overseas spend
icon add
local spend
UNLIMITED
0.5%
CASH BACK
on local spend*
icon add
insurance coverage
UP TO
RM1,000,000
insurance coverage
APPLY NOW Add to Compare List
*Excluding petrol and government charges.
Benefits
unlimited cash

Unlimited cash back for your everyday business spend

  • Unlimited 1.2% CASH BACK on overseas spend
  • Unlimited 0.5% CASH BACK on local spend (excluding petrol and government charges)

auto redemption

Automatic redemption

  • Once you accumulate a minimum of RM20 cash back, it will be automatically credited into your account.

insurance

Complimentary Travel Insurance

  • Personal Accident Benefits: up to RM1,000,000
  • Travel Inconvenience Coverage (limit per card member):
    Coverage Sum Insured
    Missed Flight Connection Up to RM1,250 for missed connecting flights lasting more than 4 hours
    Flight Delay Up to RM1,250 for missed connecting flights lasting more than 4 hours
    Baggage Delay Up to RM2,000 if your luggage is not delivered within 6 hours when travelling overseas
    Baggage Loss Up to RM6,000 if your luggage is lost or not delivered within 24 hours when travelling overseas
    Baggage Damage Up to RM500

    Click here to view the full complimentary insurance benefits. For enquiries and claims, please contact Chubb Insurance Malaysia Berhad 1800-88-2393 1800-88-2393.


Features

Flexibility

Balance Transfer Rate Click here to view the latest offer
Finance Charges for Purchases

15%p.a. (daily interest)- Cardmembers who promptly settle their min payment due for 12 consecutive months.

17%p.a. (daily interest)- Cardmembers who promptly settle their min payment due for 10 or more in a 12-months cycle.

18%p.a. (daily interest)- Cardmembers who do not fall within the above categories.

Cash Advance 5% of cash amount (min RM 20) and 18% per annum daily interest.
Interest Free Period

20 days from the statement date and applicable only for cardmember who pays in full on or before the payment due date. If cardmember opts to pay partial or minimum payment, finance charges for retail transactions will be calculated from the day transactions are posted to the card account.

Maximum Credit Limit RM450,000
Annual Fee RM212 (including 6% GST) per annum
Supplementary Fee RM106 (including 6% GST) per annum

Manage Your Account

Accessibility
  • Citibank Online
  • CitiPhone banking
  • ATM
  • Over the counter
  • Worldwide acceptance
Payment Methods
  • Citibank Online
  • Automatic Direct Debit
  • Funds transfer
  • CitiPhone Banking

Citibank Online

  • Business Credit Card Account Information
  • E-Statement
  • Online Bill Payment
  • Mobile Bill Payment
  • Mobile Prepaid Reload
  • Fund Transfer
  • Citi Alerts
How To Apply

Applying for a Citi Business Platinum Card is simple.

Criteria For Application

Minimum Income Requirement RM48,000 per annum
Minimum Age 21 years old
Minimum Age For Additional Cardmembers ( for employees with minimum income requirement of RM24,000 per annum) 21 years old

Required documents for New-To-Bank applicants:

Photocopy of MyKad (both sides)

Photocopy of Business Registration Form

AND

Latest Form B with tax receipt

OR

6 months bank statements

  • Click on the "Apply Now" button.
  • Fill up the online application form.
  • We'll contact you on the following business day.
Promotions

Dining, fashion, travel,
and other offers worldwide

with Citi World Privileges.

Dining, fashion, travel, and other offers worldwide with Citi World Privileges.

Hotel and business privileges

Your Citi Business Platinum Card will entitle you to hotel deals and offers via VISA Commercial Offers.

  • Get more from your Citibank card.
  • Citi Rewards Citi Cards are simply the most rewarding way to pay.
Citi Business Platinum Card Terms & Conditions Click Here