Enjoy fantastic rewards and peace-of-mind every step of the way.

• FREE FOR LIFE
  • Just swipe any amount (retail purchases or cash advance) every month, including transactions on your supplementary card(s).

Purchases (RM)	500	750	1000	1500
Installment Per Month (RM)	45.58	68.36	91.15	136.73

• Citibank Rewards
  • Enjoy 50 Rewards Points for every RM50 spent per transaction except for petrol station purchases and these points never expire.
  • This is especially true with over 200 exclusive rewards to choose from!
• Citibank World Privileges
  • Discounts and privileges at over 1,000 local and 24,000 global hotels, restaurants, boutiques, retail outlets, golf resorts and more.
• Up To 9 Free Supplementary Cards
  • Share the many exclusive benefits designed to enhance your lifestyle and those of your loved ones.
• Other Citibank Credit Card Benefits
  • Pay your bills, transfer funds and make cash deposits via MEPS Interbank GIRO, linking you to 1,777 local bank branches, nationwide. There are two hassle-free modes of payment for your convenience:
  • Over the counter at participating banks nationwide.
  • Via their online banking service.
  • Round-the-clock service with a 24-hour Citibank Banking Center, 24-hour CitiPhone Banking, Citibank Online and Express Payment Machines.
  • Citibank Alerting Service - sends you email/sms reminders and account status updates.
  • Combine all your household bills into one credit card account to be automatically charged on one date with Citibank One Bill.
  • 1-Hour Card Replacement when your credit card is lost, stolen or damaged. You will also enjoy zero liability once you have reported your Citibank credit card lost/stolen.
  • Global recognition & global acceptance in more than 120 countries and more than 30 million establishments worldwide.
  • Citibank Credit Shield Plus Plan with 36 Critical Illness coverage protects the outstanding balance on your Citibank credit card at only RM0.69 a month for every RM100. Underwritten by ING Insurance Bhd.

Flexibility

Balance Transfer Rate	Click here to view the latest offer
Finance Charges for Purchases	8.88% p.a. (daily interest) - Cardmembers with prompt payments of more than 50% of their monthly outstanding balances for 12 consecutive months 15% p.a. (daily interest) - Cardmembers with prompt payments of less than or equal to 50% of their monthly outstanding balances for 12 consecutive months. 17% p.a. (daily interest) - Cardmembers with prompt payments for 10 or more months in the last 12 months. 17.5% p.a. (daily interest) - Cardmembers who do not fall within the above categories.
Cash Advance	5% of cash amount (min RM 20) and 18% per annum daily interest.
Interest Free Period	20 days from the statement date and applicable only for cardmember who pays in full on or before the payment due date. If cardmember opts to pay partial or minimum payment, finance charges for retail transactions will be calculated from the day transactions are posted to the card account.
Maximum Credit Limit	RM450,000
Annual Fee	FREE FOR LIFE
Supplementary Fee	Nil

Manage Your Account

Accessibility	Citibank Online CitiPhone banking ATM Over the counter Worldwide acceptance
Payment Methods	Citibank Online Automatic Direct Debit (One bill) Funds transfer CitiPhone Banking

Citibank Online

• Credit Card Account Information
• E-Statement
• Online Bill Payment
• Mobile Bill Payment
• Mobile Prepaid Reload
• Fund Transfer
• Citi Alerts
• Rewards Redemption

Applying for a Citibank Choice Credit Card is simple. The application process should take less than 10 minutes of your time to complete if you have all your personal details ready at hand.

Here's How You Can Apply:

Required Document for New-To-Bank applicants:

Type of Applicants	Documents Required
Salaried Employee	Photocopy of MyKad (both sides)
	Latest EPF Statement OR Latest 2 months salary slip* AND/OR Any of the following documents where required. - Latest BE form with tax receipt - 3 months bank statements - Latest EA Form
Self- Employed	Photocopy of MyKad (both sides)
	Photocopy of Business Registration form AND Latest Form B with tax receipt OR 6 months bank statements
Salaried Expatriate (Only applicable for credit card applications)	Copy of Passport
	Latest 2 months salary slip* AND Work permit valid for at least six months at the time of application AND Letter of employment

*Number of months of salary slip required will depend on the job nature of applicants

1. Click on the "Apply Now" button.
2. Fill up the online application form.
3. We'll contact you on the following business day.

Criteria For Application

Minimum Income Requirement	RM 24,000 per annum
Minimum Age	21 years old
Minimum Age For Additional Cardholders	18 years old