| (i) |
For complaints relating to restructuring of loans |
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Agensi Kaunseling Dan Pengurusan Kredit (AKPK) |
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AKPK offers Debt Management Programme (DMP) which is available to all individuals who need assistance in managing their personal debts with financial service providers* regulated by Bank Negara Malaysia, provided that: |
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- You have a positive net disposable income after meeting all your expenses
- Your total debt exposure does not exceed RM2 million
- You are not under any advanced litigation process such as bankruptcy notice/creditors petition etc.
- You are not adjudged bankrupt
|
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Contact details : |
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Agensi Kaunseling Dan Pengurusan Kredit (AKPK)
Level 8 Maju Junction Mall
1001 Jalan Sultan Ismail
50250 Kuala Lumpur
Tel : 1800-88-2575
Website: www.akpk.org.my |
| (ii) |
Other complaints |
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Financial Mediation Bureau (FMB) |
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FMB is an independent body set up to help settle disputes between customers and their financial institutions (FI). You have six months to forward your complaint to FMB from the date of our final reply. |
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For complaints, disputes or claims involving a financial loss, the amount claimed should not exceed RM100,000 (except for fraud cases involving payment instruments, credit cards, charge cards, ATM cards and cheques for which the limit is not more than RM25,000) |
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FMB will not consider complaints, disputes or claims relating to general pricing, product policies or services of the members, credit decisions (approval, rejection and rescheduling of loans), fraud cases (other than for fraud cases involving payment instruments, credit cards, charge cards, ATM cards and cheques for which the limit is not more than RM25,000), cases which are time barred or more than 6 years and cases that have been or are referred to the court and/or for arbitration. |
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Contact details : |
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Financial Mediation Bureau (FMB)
Level 25 Dataran Kewangan Takaful
4 Jalan Sultan Sulaiman
50000 Kuala Lumpur
Tel : 03-22722811
Fax : 03-22745752
Website: www.fmb.org.my |
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Or |
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Bank Negara Malaysia (BNM) |
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BNMLink Customer Service Center
Ground Floor Block D
Jalan Dato' Onn
50480 Kuala Lumpur
Tel : 1300-88-5465
Website: www.bnm.gov.my
Email: bnmtelelink@bnm.gov.my |