With Citibank Mortgage Loan, you can accomplish all your dreams and make savings along the way when you apply for more overdraft funds.
What You Get
Use more for less – Enhanced with multi-tiered overdraft
interest rates, the more Citibank Mortgage Power - loan funds you use, the lower the interest rate is charged.
Flexibility & Certainty – Have absolute control over the use of
your money with a constant credit line until the age of 50 years.
Higher financing – Enjoy surplus cash in hand with a higher
financing amount up to 80%* of your property value
Daily interest calculation – immediate savings when you
deposit more and deposit early
Flexibility in repayment & withdrawal in any amount,
any time – no notice required; no prepayment fees charged
Ready-to-use credit line – no restriction on how you use the
money
Convenience of operating only one integrated account
– consolidating all deposit & housing loan accounts into one
Convenience of withdrawal via Citicard and checking
account (cheque book facility)
*Terms & conditions apply
What You Need
Income tax returns – latest Form J or EA Form
Copy of NRIC
Sales and Purchase Agreement or Title or Booking Receipt
Letter from employer and last 3 months' salary slips
Bank statements for the last 6 months
Forms 24 and 49 (business registration forms, if applicable)
Act Now!
For a personalized consultation, please contact our Mortgage Officers at:
